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Personal Loans

Start-Up Incubator Financing

The NCBA x HEVA Start-Up Incubator Financing, developed in partnership with HEVA Fund, is designed to help emerging creative entrepreneurs turn their talent into sustainable businesses. Recognizing the unique realities of the creative economy, including project-based income, irregular cash flows, and limited access to traditional financing, the facility provides eligible creatives with access to affordable capital of up to KES 100,000 to invest in their businesses, pursue new opportunities, and accelerate growth. By merging NCBA’s financial expertise with HEVA Fund’s in-depth knowledge of the creative sector, this solution provides financing that is customized to how creative businesses operate, allowing artists, creators, and cultural entrepreneurs to build resilient and scalable enterprises.

  • Financing of up to KES 100,000 for eligible creative entrepreneurs
  • 9% interest rate designed to support business growth affordably
  • No security required, making financing more accessible
  • Six-month repayment period aligned to creative business needs
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