Half Year 2020 NCBA Group PLC Press Release

Operating income of KES 21.3 billion, up 91 percent, compared with the first six months of last year. Operating profit before provisions of KES 11.9 billion, compared with the first six months of last year. Pre-tax profit of KES 3.9 billion, down 3 percent, compared with the first six months of last year.

Profit after tax of KES 2.6 billion, up 11 percent, compared with the first six months of last year. Net interest income closed at KES 11.2 billion. Non funded income remained a key revenue driver contributing 48% of operating income.

The asset base rose to KES 514 billion at the end of the period. Deposits stood at KES 390.5 billion. Net loan book stood at KES 248.3 billion. Total customer base stood of 56 million

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NCBA Group PLC - Annual Report 2019

The Group produced a resilient performance in 2019, achieving a full year Group net profit of Shs 7.8 billion, compared to Shs 5.0 billion in 2018. The adjusted Group net profit, excluding integration costs and merger-related amortization of intangibles, was Shs 11.3 billion, broadly in line with the previous year combined performance on a proforma basis of the two Banks. This is a notable achievement in a year of transition.

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