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Our internet banking product is a secure, fully transactional, internet-based platform that enables you to transact with us wherever and whenever it suits you.

Digital Personal Loans

Digital Personal Loans

Get fast, unsecured personal financing directly through the NCBA NOW App. Funds are disbursed to your NCBA account, giving you quick support for everyday financial needs. 

How It Works

  • Borrow from KES 1,000 up to KES 1,000,000 
  • No collateral required 
  • Repay over 3 to 12 months 
  • Instant access via NCBA NOW App or *USSD 488# 
  • Funds sent directly to your NCBA account 

Who Can Apply

  • Active NCBA personal current account 
  • At least 6 months of consistent account activity 
  • Good credit standing

Applying Is Easy

Log in to the NCBA NOW App, select NOW Loans, choose your amount and repayment date, and receive funds 

Digital Personal Loans FAQs

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