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Personal Unsecured Loan

NCBA Personal Unsecured Loan

Borrow up to KES 8 Million. No collateral required. 

Access the financing you need to move forward: whether it’s consolidating debt, investing in opportunity, or handling major life plans. With the NCBA Personal Unsecured Loan, you can borrow based on your income, not your assets. 

Key features

  • Borrow up to KES 8 million  
  • No collateral required 
  • 6–48 hour disbursement after approval  
  • Flexible repayment based on your income  
  • Option to transfer existing loans 

Who Can Apply

You may qualify if you:

  • Have a steady income (salary or rental income)  
  • Are willing to receive your salary through an NCBA account  
  • Can comfortably support monthly repayments based on your income 

Personal Loans FAQs

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