Accounts that are ideal for your goals
Business Current Account
We understand that growing a business takes more than meets the eye.
That’s why we have designed the Business Current Account for young businesses that want flexible banking to accommodate their transaction volumes.
Opening balance
KES 2,000
Mobile banking
Available
Monthly Ledger Fees
Waived
Operating Balance
Zero
Currency
KES & any other major currencies
View Benefits
- 15 free transactions free of transaction fee of KES 30/- over and above the normal transactional fee.
- Free first cheque book
- Free standing order set-up and processing to your saving accounts.
- Enjoy free incoming funds transfer into your account and free outgoing transfers to your own NCBA account
- Free Gold Debit Card for sole proprietors with sole or any-to-sign mandate.
- Get access to overdraft facilities
- Enjoy access to loan up to 100% of your savings or Fixed Term Deposit account
- Get assigned your own Account Relationship Manager to help with all your banking needs.
- Get automatic membership to NCBA Business Club.
- Lipa na M-Pesa services
- Gold Credit card available for directors, subject to terms and conditions
Business Gold Account
Our Business Gold Account is designed for mid-sized businesses managing growth.
Enjoy smooth handling of increasing transactions without hefty fees. Plus, access expert financial advice and exclusive networking opportunities to fuel your business’s success.
Opening balance
Zero
Mobile banking
Available
Monthly Fees
Waived
Operating Balance
Zero
Currency
KES & any other major currencies
View Benefits
- 40 free transactions free of transactional fee of Kes 30/-over above the normal transaction fees
- Get your first cheque book for free.
- We’ll set up your standing orders to your NCBA savings accounts for free.
- Get a dedicated business advisor.
- Automatic NCBA Business Club Membership (See Membership Info).
- Access to loans of up to 100% of the amount in your savings or Fixed Term Deposit account.
- Access to Investment opportunities through Unit Trust.
- Enjoy the convenience of Mobile banking to manage your account.
- Get Lipa na Mpesa services.
- Company Directors get a Gold Debit Card with “sole” or “any to sign” mandate
- Get Gold Credit Cards for company directors (See Credit card Policy)
- Get an overdraft of up to a certain percent of cash flow.
Business Pay As You Go
For the businesses that are starting out but have set their sights high.
This account is designed to meet the needs of an entrepreneur who is starting off and has few transactions or inconsistent cash flows.
Opening balance
KES 2,000
Mobile banking
Available
Monthly Fees
Waived
Operating Balance
Zero
Currency
KES & any other major currencies
View Benefits
- Free standing order set-up and processing to your savings account.
- Free monthly e-statements.
- Access to credit and loan facilities subject to Credit Terms and conditions.
- Enjoy savings backed loans of up to 100% of the balances in your savings or Fixed Term Deposit account.
- Enjoy a Dedicated Relationship Manager.
- Automatic Access to NCBA Business Club Membership. (See membership info)
- Enjoy the convenience of Mobile banking to manage your account.
- Access to a chequebook.
- Get Lipa na Mpesa services.
- Access to a debit card for sole proprietors and any to sign mandate.
- Enjoy Gold Credit Card for company directors, subject to terms and conditions.
Business Platinum Account
The Business Platinum Account is built for high-volume businesses demanding flexibility.
Handle massive transactions with ease while enjoying the freedom to adapt to changing financial needs.
Opening balance
KES 2,000
Mobile banking
Available
Monthly Fees
Waived
Operating Balance
Zero
Currency
KES & any other major currencies
View Benefits
- 100 free transactions free of transactional fees over and above normal transaction fees for customer initiated transactions.
- Access your account information conveniently with free monthly e-statements.
- Receive a complimentary first chequebook for seamless financial transactions.
- Enjoy free Keyman Insurance cover of up to KES 100,000.
- Enjoy a dedicated Business Relationship Manager to help you with all your banking needs.
- Gain automatic membership to the NCBA Business Club for exclusive perks.
- Enjoy eligibility to overdraft facilities for increased financial flexibility.
- Manage your account conveniently with Online and Mobile banking for control and accessibility.
- Get Lipa na Mpesa services.
- Discounted cash handling fees for transactions above KES 1 million.
- Access accounts in Kenya Shillings and all major foreign currencies for diverse financial needs.
- Access a Gold Credit Card for company directors, subject to terms and conditions
MAKE PAYMENTS
FOR FREE
Be sure to use your NCBA Visa card to make payments for your house supplies