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INVESTMENTS

Our vision is to be the Financial Service Partner that Inspires Your Growth.

NCBA Money Market Fund (KES & USD)

Grow your savings with the NCBA Money Market Fund, a low-risk, high-liquidity investment solution designed for individuals and businesses looking to earn competitive returns while preserving capital. Available in both Kenya Shillings (KES) and US Dollars (USD), the Fund helps you put idle cash to work while maintaining easy access to your money.
 
Professionally managed by NCBA Investment Bank and regulated by the Capital Markets Authority (CMA), the Fund invests in a diversified portfolio of quality money market and fixed-income instruments, including treasury bills, government securities, bank deposits, commercial papers, and corporate bonds.
  • Competitive daily returns with interest accrued daily.
  • High liquidity and quick access to funds.
  • Capital preservation through investment in high-quality instruments.
  • Low-risk investment suitable for conservative investors.
  • Available in both KES and USD to meet diverse investment needs.
  • Ideal for short-term savings, emergency funds, and business cash management.
  • KES Money Market Fund: Minimum investment of KES 1,000
  • USD Money Market Fund: Minimum investment of USD 100
  • Flexible top-ups at any time
  • Professional fund management
  • Fast redemption periods (T+1 for KES, T+2 for USD)

Who Should Invest?

The NCBA Money Market Fund is suitable for:

  • Individuals seeking a safe place to grow their savings.
  • Investors looking for a low-risk, liquid investment.
  • Businesses managing short-term cash reserves.
  • Anyone building an emergency fund or saving for near-term financial goals.

Start Investing Today

Whether you’re saving in KES or USD, the NCBA Money Market Fund offers a secure, flexible, and rewarding way to grow your money while maintaining easy access to your funds.

NCBA Money Market Fund (KES)

July 3, 2026

Daily Yield 6.65%
Effective Annual Rate 6.86%

NCBA Money Market Fund (USD)

July 3, 2026

Daily Yield 3.27%
Effective Annual Rate 3.37%

Bond Investments

Enhance your returns and diversify your portfolio with our bond instruments. Generate a stable return, increase your capital gains, and diversify your portfolio to minimise risk by investing in bond investments.

NCBA Bank offers a wide range of bond instruments, from corporate and government to fixed and floating-rate bonds. We also provide liquidity for primary issues and secondary flows.

Custodial Services

We provide safekeeping and administration services for various financial investments and instruments to various client segments.

Our services:

  • Safekeeping for all financial asset classes.
  • Transaction processing & settlement in an efficient and secure manner.
  • Account Opening- Custodial Nominee accounts both cash and investment accounts Equities(CDSC) and Government securities(CSD Dhow) and Sub-Custody arrangements (Cross Border & Offshore).
  • Asset Servicing-Income collection and Corporate action processing.
  • Reporting and Compliance monitoring to clients and regulators.
  • Processing of Payments – Contributions, Withdrawals, Pension Payroll, Income & Expenses in a timely and cost effective way.
  • Registrar and fiscal agent services.
  • Superior ICT- IT solution with unmatched flexibility to grow, adapt and evolve.
  • Service Structure-Relationship Management, Client Service and Operations teams all with a common goal in providing superior service to our clients.
  • Team- Experienced workforce with strength and depth in core competencies, with an environment that attracts and retains top talent.
  • Brand- Highly regarded as a trusted custodian in the financial services industry, with strong execution capability.
  • Partnerships – Cordial working relationships in the industry and highly regarded by regulators.
  • Value Add Services- Investment solutions and research from our investment banking unit.
  • Retirement Benefit Schemes
  • Savings and Credit Co-operative Societies (Saccos)
  • Insurance Companies
  • Corporates
  • Foreign Institutional Investors
  • Unit Trust Managers
  • Mutual Funds
  • Umbrella Funds
  • Investment Clubs
  • High Net-worth Individuals

Trustee Services

A Trustee manages and administers the financial assets of a trust fund by taking legal ownership (but not beneficial ownership) on behalf of investors. This is a fiduciary role involving oversight in line with regulations covering capital markets investments in Kenya.

NCBA offers corporate trustee services to collective investment schemes approved by the Capital Markets Authority.
Specifically, we offer these to;

  • Unit Trust Funds 
  • REITs -Real Estate Investment Trusts

NCBA Offshore Funds | Global Equity & Global Fixed Income Funds in USD

Diversify your portfolio beyond local markets with the NCBA Offshore Funds, professionally managed USD-denominated investment solutions that give Kenyan investors access to global opportunities. Whether you’re seeking long-term capital growth through international equities or stable income through global fixed-income securities, NCBA Investment Bank offers a regulated pathway to invest globally while benefiting from expert portfolio management.

Our flagship offshore investment solutions include:

  • NCBA Global Equity Fund (USD)
  • NCBA Global Fixed Income Fund (USD)

These funds are designed to help investors diversify across geographies, currencies, sectors, and asset classes while reducing concentration risk in local markets.

NCBA Global Equity Fund (USD)

The NCBA Global Equity Fund is a USD-denominated investment fund designed for investors seeking long-term capital appreciation through exposure to global stock markets. The Fund invests in a diversified portfolio of international equities through carefully selected ETFs and mutual funds, providing access to leading global companies, innovation-driven sectors, and long-term investment themes.

Suitable For

  • Investors seeking long-term capital growth.
  • Individuals looking to diversify globally.
  • Professionals and business owners with USD savings.
  • Investors seeking exposure to international markets.

NCBA Global Fixed Income Fund (USD)

The NCBA Global Fixed Income Fund is a USD-denominated fund that provides investors access to a diversified portfolio of international fixed-income securities. The Fund invests across global government bonds, investment-grade securities, high-yield bonds, and short-term fixed-income instruments, helping investors generate income while maintaining portfolio diversification.

Suitable For

  • Income-focused investors.
  • Conservative investors seeking global diversification.
  • Individuals holding USD savings.
  • Investors seeking portfolio stability and diversification.

Why Invest in NCBA Offshore Funds?

  • Diversify Beyond Local Markets: Many investors concentrate their portfolios within a single market or currency. NCBA Offshore Funds provide access to global opportunities that can help reduce portfolio concentration risk and broaden investment exposure.
  • Benefit from Currency Diversification: Investing in USD-denominated funds helps investors diversify currency exposure and complement local currency investments.
  • Access Professional Fund Management: NCBA Investment Bank combines local expertise with global investment access to help investors navigate international markets confidently.
  • Invest with Confidence: NCBA Investment Bank is licensed and regulated by the Capital Markets Authority (CMA), giving investors access to professionally managed and regulated investment solutions.

NCBA Global Fixed Income Special Fund (USD)

July 3, 2026

Buy Price 104.64
Sell Price 104.64

NCBA Global Equity Special Fund (USD)

July 3, 2026

Buy Price 125.22
Sell Price 125.22

NCBA Partners with SACCOs on Strengthening Cybersecurity Measures

The Group presented its suite of SACCO Banking Solutions that enhance Cyber Defences and Operational Efficiency

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