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Banking Solutions

Personal Banking
Private Banking
Diaspora Banking
Ways to Bank

Life's Journey, Banked. Every Step of the Way.

At NCBA, we know life doesn’t come with a one-size-fits-all plan. That’s why we offer personalized banking solutions for every chapter

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Go Banking

Manage your student life and young professional finances with ease.

Gold Banking

Secure your family’s future with our family banking solutions.

Tools and Tips

Find a Branch

Get an Account

Where your wealth meets opportunity

Experience personalised banking crafted to empower your lifestyle and financial goals.

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Premier Banking

An exclusive member’s only proposition for affluent individuals

Platinum Banking

Need personalised service? Our experts are here for you.

Tools and Tips

Find a Branch

Get an Account

Home away from home

We have tailor-made products that suit your unique banking needs because we know what it’s like to be away from home.

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Diaspora Account

Asset Finance

International Money Transfer

Secured Loans

Home and Away Payments

Insurance

Preferential Forex Rates

Wealth Management

Tools and Tips

Find a Branch

Get an Account

Banking experiences fit for Your Lifestyle.

From Physical to Digital experiences. We Have It All

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NCBA NOW

Your Bank, Anytime, Anywhere

Internet Banking

Remotely manage your money anytime anywhere.

USSD Mobile Banking

Puts your finances at your fingertips, anytime, anywhere, any phone.

Tools and Tips

Find a Branch

Get an Account
Get an Account

Current Accounts
Savings Account
Deposit Account

Ditch the Banking Hassle, Go NCBA!

At NCBA, we know you deserve a bank that moves at your pace. Open a current account and unlock a world of convenient features.

Student Account

Let us help you manage your finances as you study.

Salary Account

A low cost account for your everyday banking needs.

At Work Account

Get your employees on the same account.

Wiser Account

An account that takes care of the greatest generation.

Go Current Account

Designed for young go-getters. Looking for convenient & seamless banking.

Gold Pay As You Go

Designed for young go-getters. Looking for convenient & seamless banking.

Platinum Accounts

Boost your business finances with solutions designed with you in mind

Tools and Tips

Compare Accounts

Card Offers

Digital Account Opening

Ditch the Banking Hassle, Go NCBA!

At NCBA, we know you deserve a bank that moves at your pace. Open a Savings account and unlock a world of convenient features.

Junior Savings Account

Take the first steps in helping your child’s future.

Gold Savings Account

Take your savings goal to a greater height.

Premier Savings Account

Elevate your wealth with exclusive benefits and premium returns

Tools and Tips

Compare Accounts

Card Offers

Digital Account Opening

Your personal vault at the bank

Stash your cash, earn interest, determine how long you want to invest, and access it easy.

Call Deposit

Fixed Deposits

High Yield Deposit Accounts

Tools and Tips

Compare Accounts

Card Offers

Digital Account Opening
Get a Card

Debit Cards
Credit Cards
Prepaid & Gift Cards

Take control of your spending with debit cards designed for you

Spend with confidence and manage your money effortlessly! Our debit cards offer features that fit your lifestyle.

Classic Debit Card

Gold Debit Card

Platinum Debit Card

Infinite Debit Card

Tools and Tips

Compare Accounts

Card Offers

Discover the World of Exclusive Benefits, Lounge Access and More!

Maximise your lifestyle with access to premium airport lounges and exclusive discounts on first-class experiences worldwide.

Classic Credit Card

Gold Credit Card

Platinum Credit Card

Infinite Credit Card

Tools and Tips

Compare Accounts

Card Offers

Simplify your spending with NCBA’s Prepaid and Gift Cards.

Whether you’re budgeting, gifting, or traveling, enjoy the convenience of a preloaded card that offers global acceptance and easy management.

Prepaid Card

Ideal for expense control, offering global acceptance and straightforward usage.

Gift Card

Make gifting easy with NCBA’s Gift Cards, flexible and effortless.

Tools and Tips

Compare Accounts

Card Offers
Get Financed

Affordable Housing
Asset Finance
Leasing
Personal Loans
Property Finance
Creative Economy

Own Your Dream Home with Ease

Get an NCBA home loan with a flexible repayment period tailored to suit your needs.

Learn More

Tools and Tips

Loan Calculator

Insurance Confirmation Form (ICF) Upload

Post Approval Documents Upload

Key Facts About Asset Finance

Own Your Dreams, Faster. Get NCBA Asset Finance.

We’re not just #1 in Asset Finance, we’re your shortcut to what matters.

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Car Loan

Insurance Premium Financing

Log Book Loan

Vehicles on Auction

Asset Finance Application Form

Tools and Tips

Leasing

Insurance Confirmation Form

Post Approval Documents Upload

Asset finance key facts

Find your car on Car Duka today.

Visit Car Duka

NCBA Leasing

Customer Approved Lease Quote Form

Lease Quote Generator

Tools and Tips

Leasing

Insurance Confirmation Form

Post Approval Documents Upload

Asset finance key facts

Find your car on Car Duka today.

Visit Car Duka

Need a quick financial boost?

Don’t let short-term financial needs hold you back. We offer quick approvals, competitive rates, and flexible terms to get you back on track.

Personal Secured Loan

Personal Unsecured Loan

Education loan

Salary Advance

Mshwari

Fuliza Mpesa

NCBA Mobile Loan

Overdrafts

Digital Personal Loans

Tools and Tips

Loan Calculator

Insurance Confirmation Form (ICF) Upload

Post Approval Documents Upload

Key Facts About Asset Finance

Buying a new home, renovating, or refinancing?

Benefit from our competitive rates and expert support to make your property goals a reality.

NCBA Easy Build

Affordable Housing

NCBA Mortgage Transfer

Plot Loans

Equity Release

Tools and Tips

Loan Calculator

Insurance Confirmation Form (ICF) Upload

Post Approval Documents Upload

Key Facts About Asset Finance

NCBA x HEVA Start-Up Incubator Financing

Affordable financing to help creative entrepreneurs turn their talent into sustainable, growing businesses.

Start-Up Incubator Financing

Tools and Tips

Loan Calculator

Insurance Confirmation Form (ICF) Upload

Post Approval Documents Upload

Key Facts About Asset Finance
Get Forex

Forex Rates
Forex Solutions
Economic Research

Live Forex Rates: Stay ahead of the currency curve

Leverage on NCBA’s deep expertise and local knowledge to gain unique insights and manage your exposure.

Daily Rates

Historical Rates

Market News

Tools and Tips

Trade FX

Insurance Confirmation Form (ICF) Upload

Expert investment advise for all your needs

Investment Banking

The world in your wallet. Your all-access pass to forex freedom

The world is your marketplace. Send, receive, and exchange currencies seamlessly with our user-friendly forex solutions.

Exotic Currencies

NCBA Spot FX

Money Market Fund

Tools and Tips

Trade FX

Insurance Confirmation Form (ICF) Upload

Expert investment advise for all your needs

Investment Banking

Unlock market insights. Dive into our Research Desk

Empower your investment decisions. Explore our comprehensive research library, featuring expert analysis, market trends, and in-depth reports.

Learn More

Tools and Tips

Trade FX

Insurance Confirmation Form (ICF) Upload

Expert investment advise for all your needs

Investment Banking
Get Insured

Health & Travel Insurance
Life Insurance & Personal Accident
Property & Car Insurance

Health on lock: Find the ideal medical insurance plan

Your health matters most. Find peace of mind with our diverse medical insurance options

Health Insurance

Travel Insurance

Tools and Tips

Bancassurance

Renew Your Insurance

Get a quotation for your insurance policies

Visit Go Insure Website

Life’s uncertain: Secure your future with Personal Insurance

Plan for the unexpected and protect your loved ones. Explore our personalized insurance options to secure their financial future, no matter what life throws your way.

Go Educator

Personal Accident

Last Expense

Card Insurance

Credit Life

Income Protector

Tools and Tips

Bancassurance

Renew Your Insurance

Get a quotation for your insurance policies

Visit Go Insure Website

Secure what matters to you

Experience Peace of Mind with out comprehensive property covers.

Home Insurance

Car Insurance

Tools and Tips

Bancassurance

Renew Your Insurance

Get a quotation for your insurance policies

Visit Go Insure Website

Get an Account

Current Accounts
Savings Account
Collection Account

Grow your business with accounts design to meet your needs

Take your enterprise to the next level with our comprehensive suite of business banking accounts. We offer solutions to support your specific needs.

Business Current Account

Business Pay As You Go

Business Gold Account

Business Platinum Account

Tools and Tips

Net Worth Calculator
Get a Card

Credit Cards

Elevate your business with exceptional credit

Experience the power of our Business Credit Card. Enjoy exclusive benefits, flexible spending, and tools designed to help your business thrive.

Business Credit Card

Visa Spend Clarity

Tools and Tips

Net Worth Calculator
Get Financed

Asset Finance
Leasing
Business Loans
Property Finance

Level up Your Business with Asset Finance

We’re your one-stop shop for financing solutions that help you grow and thrive.

Expand a Loan

Vehicles on Auction

Insurance Confirmation Form

Post Approval Documents Upload

Asset Finance Application Form

Tools and Tips

Loan Calculator

Leasing

Insurance Confirmation Form

Post Approval Documents Upload

Asset finance key facts

Find your car on Car Duka today.

Visit Car Duka

NCBA Leasing

Obtain the benefits of ownership and use without the burden of legal ownership of depreciating movable assets. acquisition.

Learn More

Customer Approved Lease Quote Form

Lease Quote Generator

Tools and Tips

Loan Calculator

Insurance Confirmation Form

Post Approval Documents Upload

Asset finance key facts

Find your car on Car Duka today.

Visit Car Duka

Level Up Your Business with Powerful Tools

We’re your one-stop shop for financing solutions that help you grow and thrive.

Business Overdrafts

Secured Business Loans

Working Capital

Investment Club Loan

Agribusiness Scheme Loan

Loans Secured by Shares

NCBA Stock Loans

Unsecured Business Loan

Auto Equity Loan

Contract / LPO Financing

Invoice / Certificate Financing

Property Finance

NCBA WASH Loan

NCBA Boosta Loan

Tools and Tips

Loan Calculator

Insurance Confirmation Form (ICF) Upload

Post Approval Documents Upload

Key Facts About Asset Finance

Realize your property vision

Transform your property ideas into reality with our flexible financing options. We’re here to support your property journey every step of the way.

Construction Mortgages

Equity Release

Construction Finance

Plot Purchase

Construction Loan

Tools and Tips

Loan Calculator

Insurance Confirmation Form (ICF) Upload

Post Approval Documents Upload

Key Facts About Asset Finance

Find your car on Car Duka today.

Visit Car Duka
Get Insured

Keyman Risk Insurance
Liability Covers
Employee Covers
Property & Marine Insurance

Shield your business from the unexpected

Secure your business continuity with comprehensive property coverage.

Keyman Risk Insurance

Tools and Tips

See Insurance FAQs

Renew Your Insurance

Get a quotation for your insurance policies

Visit Go Insure Website

Protect your most valuable asset: Your People.

Safeguard your employees’ well-being with robust health benefits that support employee satisfaction and productivity.

Fidelity Guarantee

Cyber Insurance

Products Liability

Directors & Officers Liability

Professional Indemnity

Tools and Tips

See Insurance FAQs

Renew Your Insurance

Get a quotation for your insurance policies

Visit Go Insure Website

Peace of mind for your business finances

Comprehensive coverage for your business money, protecting against financial ruin.

Group Health Cover

Group Life Cover

Group Personal Accident & WIBA

Tools and Tips

See Insurance FAQs

Renew Your Insurance

Get a quotation for your insurance policies

Visit Go Insure Website

Power your business growth with smart savings

Maximize your earning potential with our Business Savings & Collection Accounts.

Property & Asset Insurance

Marine Insurance

Tools and Tips

See Insurance FAQs

Renew Your Insurance

Get a quotation for your insurance policies

Visit Go Insure Website
Cash Management

Collection Solutions
Payment Solutions

Accelerate Your Cash Flow

Efficient collection processes to improve cash flow and reduce delinquencies.

Cash in Transit

Mpesa Buy Goods

Statutory Collections

Mpesa PayBill

In Branch Collection

Online Cheque Deposit

NCBA Agency Banking

Cash Deposit Machine

Direct Debits

Tools and Tips

See Cash Management FAQ's

Innovative payment solutions to drive business success

For high volumes of transactions, interest earning or special services needs

NCBA Till

Pesalink

Bulk Payments

API Integration

Tax Payments

Mobile Money

Tools and Tips

See Cash Management FAQ's
Global Markets

Hedging Solutions
Forex Solution
Trade FX
Economic Research

Your partner in forex success

Gain a competitive advantage with our powerful solutions and expert guidance.

FX Forward Contracts

NCBA Cross Currency Swap

FX Options

Tools and Tips

Forex Rates

Your partner in forex success

Gain a competitive advantage with our powerful solutions and expert guidance.

Forex Rates

NCBA Spot FX

Exotic Currencies

Tools and Tips

Forex Rates

Your partner in forex success

Gain a competitive advantage with our powerful solutions and expert guidance.

A new generation electronic trading platform

Learn More

Tools and Tips

Forex Rates

Unlock market insights. Dive into our Economic Research

Empower your investment decisions. Explore our comprehensive research library, featuring expert analysis, market trends, and in-depth reports.

Learn More

Tools and Tips

Forex Rates
Investment Banking

Brokerage
Wealth Management
Advisory Services

Build a secured financial future

Maximize returns, minimize risk with full-service brokerage for every investor.

Equities

Corporate Access

Fixed Income

Sponsoring Services

Derivatives

Online Share Trading

Tools and Tips

Net Worth Calculator

Grow your wealth with expert guidance

Personalized wealth management strategies tailored to your financial goals.

Pension Fund Management

Execution Mandates

Segregated Portfolios

Unit Trusts

Tools and Tips

Net Worth Calculator

Shield your business from the unexpected

Secure your business continuity with comprehensive property coverage.

Capital Raising Services

Corporate Advisory Services

Project Finance

Tools and Tips

Net Worth Calculator

Who We Serve

Who We Serve

No matter your industry, NCBA speaks your language.

We’re not a one-size-fits-all bank. We’re a strategic partner dedicated to providing the financial solutions that fuel your company’s success.

Sacco Banking

Transport & Logistics

Manufacturing & Real Estate

Institutional Banking

Agriculture

Public Sector

Technology

Trade

Oil & Energy

Tools and Tips

Compare Accounts

Card FAQs

Offers for you

Gain access to a variety of offers and deals when you pay with your NCBA Visa card

Explore offers
Transactional Banking

Accounts
Cards
Transaction Channels

Enhance Business Liquidity with Our Comprehensive Solutions.

Our intuitive account features, convenient access to funds, and expert financial advice are specifically tailored to support your business growth.

Institutional Banking Current Account

Tools and Tips

Compare Cards

Card FAQ's

Offers for you

Gain access to a variety of offers and deals when you pay with your NCBA Visa card

Explore offers

Enhance Business Liquidity with Our Comprehensive Solutions.

Our intuitive account features, convenient access to funds, and expert financial advice are specifically tailored to support your business growth.

Corporate Credit

Prepaid Advantage

Tools and Tips

Compare Cards

Card FAQ's

Offers for you

Gain access to a variety of offers and deals when you pay with your NCBA Visa card

Explore offers

Secure Transactions Across Channels, Every Time.

Benefit from encryption protocols, multi-factor authentication, and robust fraud detection measures.

Host to Host

Instant Payment - API Integration

Corporate Internet Banking

Mobile Banking

Tools and Tips

Compare Cards

Card FAQ's

Offers for you

Gain access to a variety of offers and deals when you pay with your NCBA Visa card

Explore offers
Cash Management

Payment Solutions
Collection Solutions
Reconciliation Solutions

Streamline Payment Processes for Seamless Financial Operations.

Simplify your payment processes with our scalable solutions designed to meet the evolving needs of your business. We ensure reliability and speed.

Bulk Payments

Pesalink

Dividend Processing

Postbank Agency

Mobile Money

Statutory Payments

Tools and Tips

Internet Banking

Offers for you

Gain access to a variety of offers and deals when you pay with your NCBA Visa card

Explore offers

Maximize efficiency and minimize collection costs

Boost revenue with effective solutions for payment collections. Let us handle the collection process, allowing you to focus on growing your business.

Online Cheque Deposit Solution

Direct Debits

Cash Deposit Solution

Mobile Money

Cash in Transit (C.I.T)

API Solution

Tools and Tips

Internet Banking

Offers for you

Gain access to a variety of offers and deals when you pay with your NCBA Visa card

Explore offers

Conquer reconciliation challenges

Ensure accurate and instant reconciliation with our robust solutions for your receivables.

Learn More

Tools and Tips

Internet Banking

Offers for you

Gain access to a variety of offers and deals when you pay with your NCBA Visa card

Explore offers
Financing

Asset Finance
Leasing
Loans
Trade Finance

Propel your corporation with Asset Financing

Tailor-made financing for movable assets with flexible repayment terms to match your cash flow.

Learn More

Asset Finance Application Form

Tools and Tips

Internet Banking

Corporate Asset Financing

Free up valuable capital for business growth with NCBA Leasing

We offer SMEs, Corporates and Government Organizations flexible lease terms.

Learn More

Customer Approved Lease Quote Form

Lease Quote Generator

Tools and Tips

Internet Banking

Offers for you

Gain access to a variety of offers and deals when you pay with your NCBA Visa card

Explore offers

Corporate Term Loans

Get long-term financing for capital expenditure projects with repayment terms aligned to project cash flow.

Learn More

Tools and Tips

Internet Banking

Offers for you

Gain access to a variety of offers and deals when you pay with your NCBA Visa card

Explore offers

Expand confidently into new markets

Leverage export credit insurance and trade guarantees to mitigate risks, ensuring your transactions proceed smoothly across borders.

Contract Financing

Post Import Financing

Guarantees & Bonds

Bid Bonds

Bill Discounting & Export Letter of Credit Discounting

Letters of Credit

Documentary Collections

LPO Financing

Invoice & Certificate Discounting

Structured Trade Financing

Distributor Financing

Supplier Finance

Reverse Factoring

Tools and Tips

Internet Banking

Offers for you

Gain access to a variety of offers and deals when you pay with your NCBA Visa card

Explore offers
Global Markets

Forex Rates
Forex Solutions
Hedging Solutions
Financial Institutions
Economic Research

Live Forex Rates: Stay ahead of the currency curve

Leverage on NCBA’s deep expertise and local knowledge to gain unique insights and manage your exposure.

Daily Rates

Historical Rates

Market News

Tools and Tips

Trade FX

Insurance Confirmation Form (ICF) Upload

Expert investment advise for all your needs

Investment Banking

Your partner in forex success

Gain a competitive advantage with our powerful solutions and expert guidance.

NCBA Spot FX

Exotic Currencies

Trade FX

Tools and Tips

Internet Banking

Offers for you

Gain access to a variety of offers and deals when you pay with your NCBA Visa card

Explore offers

Your partner in forex success

Gain a competitive advantage with our powerful solutions and expert guidance.

FX Forward Contracts

NCBA Cross Currency Swap

FX Options

Tools and Tips

Internet Banking

Offers for you

Gain access to a variety of offers and deals when you pay with your NCBA Visa card

Explore offers

Global Banking Connections: Expand Your Reach Worldwide

Leverage our vast network of global correspondent banks for seamless cross-border transactions, trade finance, and international payments.

Learn More

Tools and Tips

Trade FX

Insurance Confirmation Form (ICF) Upload

Expert investment advise for all your needs

Investment Banking

Unlock market insights. Dive into our Economic Research

Empower your investment decisions. Explore our comprehensive research library, featuring expert analysis, market trends, and in-depth reports.

Learn More

Tools and Tips

Trade FX

Insurance Confirmation Form (ICF) Upload

Expert investment advise for all your needs

Investment Banking
Insurance

Liability
Property
Employee
Marine Insurance

Safeguard your business from unforeseen liabilities

Get comprehensive insurance portfolio designed to address the unique risks faced by businesses, providing financial security and peace of mind.

Cyber Insurance

Products Liability

Directors & Officers Liability

Tools and Tips

Internet Banking

Renew Your Insurance

Get a quotation for your insurance policies

Visit Go Insure Website

Protect Your Investment with Property Insurance

Ensure your business can recover quickly from unexpected property losses.

Property and Asset Insurance

Tools and Tips

Internet Banking

Renew Your Insurance

Get a quotation for your insurance policies

Visit Go Insure Website

Invest in Your Employees, Protect Your Organization

Our experience in employee insurance enables us to design customized solutions that align with business objectives and employee needs.

Work Injury Benefits Act Plus (WIBAPlus)

Group Personal Accident

Group Life Cover

Group Health Cover

Tools and Tips

Internet Banking

Renew Your Insurance

Get a quotation for your insurance policies

Visit Go Insure Website

Mitigate Fire Risks with Robust Insurance

Get fire insurance that offers coverage to safeguard your business from financial loss due to fire-related incidents.

Marine Insurance

Tools and Tips

Internet Banking

Renew Your Insurance

Get a quotation for your insurance policies

Visit Go Insure Website
Investment Solutions

Investment Solutions

Power Your Growth with Expert Investment Banking Solutions

Benefit from our deep industry knowledge and extensive experience as we guide you through strategic planning to execution and beyond.

Money Market Fund

Bond Investments

Custodial Services

Trustee Services

NCBA Offshore Funds

Tools and Tips

Internet Banking

Offers for you

Gain access to a variety of offers and deals when you pay with your NCBA Visa card

Explore offers

Not yet on Internet Banking?

Our internet banking product is a secure, fully transactional, internet-based platform that enables you to transact with us wherever and whenever it suits you.

Log In

Log in to Internet Banking or another one of our secured services

NCBA Internet Banking

NCBA Customer Self Service Portal

NCBA ConnectPlus

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Log in to Internet Banking or another one of our secured services

NCBA Internet Banking

NCBA Customer Self Service Portal

NCBA ConnectPlus

Not yet on Internet Banking?

Our internet banking product is a secure, fully transactional, internet-based platform that enables you to transact with us wherever and whenever it suits you.

NCBA Pre-MPC Note – April 2026

PDF | 204 KB

NCBA-Pre-MPC-Note-April-2026

Our offices

Mara Rd. Upper-hill
P.O Box 44599-00100
Nairobi Kenya
Customer Contact Centre

Tel: +254 20 2884444
Toll Free Number: 0800 720 444
Mobile: +254 711 056444
+254 732 156444

WhatsApp: 0717 804 444

Whistleblow Line
(Toll Free): 0800722626
Toll Free Fax: 00800007788

About Us

Board of Directors

Investor Relations

Sites & Subsidiaries

NCBA Bancassurance

NCBA Investment Banking

NCBA Golf Series

More

General Terms & Conditions

Download NCBA NOW

Our Offices

Mara Rd. Upper-hill
P.O Box 44599-00100
Nairobi Kenya
Customer Contact Centre

Tel: +254 20 2884444
Toll Free Number: 0800 720 444
Mobile: +254 711 056444
+254 732 156444

WhatsApp: 0717 804 444

Whistleblow Line
(Toll Free): 0800722626
Toll Free Fax: 00800007788

Sites & Subsidiaries

NCBA Bancassurance
NCBA Leasing
NCBA Investment Banking
NCBA Insurance
NCBA Golf Series
NCBA Kenya
NCBA Rwanda
NCBA Uganda
NCBA Tanzania

NCBA Bancassurance
NCBA Leasing
NCBA Investment Banking
NCBA Insurance
NCBA Golf Series
NCBA Kenya
NCBA Rwanda
NCBA Uganda
NCBA Tanzania

About Us

Brand Story
Careers
Board of Directors
Board Charter
Meet the Team
Newsroom
Investor Relations
Whistle Blow

Brand Story
Careers
Board of Directors
Board Charter
Meet the Team
Newsroom
Investor Relations
Whistle Blow

More

Tariff Guide
Downloads
Resources
General Terms & Conditions

Tariff Guide
Downloads
Resources
General Terms & Conditions

Download our banking App

Privacy Policy

Authorised financial services provider and registered credit provider Regulated by the Central Bank of Kenya. Copyright ©2026. All Rights Reserved

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