Personal Unsecured Loan
NCBA Personal Unsecured Loan
Borrow up to KES 8 Million. No collateral required.
Access the financing you need to move forward: whether it’s consolidating debt, investing in opportunity, or handling major life plans. With the NCBA Personal Unsecured Loan, you can borrow based on your income, not your assets.
Key features
- Borrow up to KES 8 million
- No collateral required
- 6–48 hour disbursement after approval
- Flexible repayment based on your income
- Option to transfer existing loans
Who Can Apply
You may qualify if you:
- Have a steady income (salary or rental income)
- Are willing to receive your salary through an NCBA account
- Can comfortably support monthly repayments based on your income