Emmanuel Mugisha joined NCBA Rwanda in September 2024 as Head of Credit Risk Management. He is a seasoned banking professional with over 15 years of experience in credit risk, market
risk, and financial analysis across leading financial institutions including Urwego Finance, Cogebanque, Equity Bank Rwanda, Access Bank, and Ecobank.
He has held senior leadership roles such as Head of Credit Risk Management and Acting Chief Risk Officer, where he led credit strategy, policy development, portfolio management, and risk governance.
Emmanuel holds a Bachelor’s degree in Economics and Business Studies (Management) from Kigali Independent University and is a Certified Professional Banker, with additional international
certifications in credit risk, market risk, and business continuity management.