Mr. Stephen Opio is a seasoned professional with over 20 years of experience in the financial services sector. He holds a Bachelor of Commerce (Accounting) and an MBA in Public Sector Management from Makerere University Kampala, alongside certifications as a Certified Public Accountant of Uganda (CPA U) and ACCA (UK) Throughout his career, Mr. Opio has held key positions, including Head of Internal Audit, Senior Audit Manager, and Audit Manager at various international and regional financial institutions. He has successfully provided assurance to Boards and Senior Management, enhancing risk management practices, corporate Governance and ensuring compliance with regulatory standards. He has played a pivotal role in major mergers and acquisitions, including Stanbic Bank/UCB, Barclays Bank/Nile Bank, and the merger of CBA and NC Banks. He is also well-versed in corporate governance, risk management, and anti-money laundering/counter-terrorist financing (AML/CTF) through specialized training. In addition, he has done several leadership trainings with Strathmore, Sunwords and profiles Uganda ltd. As the Head of Internal Audit at NCBA Bank Uganda, Mr. Opio is instrumental in upholding the integrity of financial reporting and the effectiveness of internal control systems.