KE
RW
UG
KIKUNDI
Furahia malipo ya marejesho yanayoweza kubadilika kulingana na hali yako ya kifedha.
Mikopo ya Gari
This loan is specially designed to enable you, whether you are salaried or a self-employed professionals to purchase vehicles for your personal use.
Vipengele
- Minimum loan amount-TZS 5,000,000 or USD equivalent
- Maximum loan amount-TZS. 150,000,000 or USD Equivalent
- Maximum Repayment period-Up to a maximum of 5 years for brand new cars or 3 years for second hand cars (not more than 8 yrs from the year of
manufacture). - The bank will finance up to 90% for brand new cars and 70% for second hand cars.
- Interest Rate NCBA-Prime TZS 18%p.a or USD 9%p.a.
- Minimum Net Income TZS 350,000 for branch banking, TZS 2,000,000 for private banking upcountry and TZS 3,500,000 for private banking Dar es salaam.
- Arrangement Fee of 2% (minimum TZS 200.000) paid once at the beginning.
- NCBA can finance the annual insurance premiums through a loan which can be repaid over a maximum period of 10 months.
- Registration will be done in joint names with the bank.
- The vehicles should be comprehensively insured at all times during the life of the loan.
- Maximum debt to income ratio is 45% for branch banking customers and 50% for private banking customer.
Kukusaidia kushinda tatizo hilo la pesa taslimu
Kukusaidia kushinda tatizo hilo la pesa taslimu
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