This role involves evaluating the creditworthiness of borrowers, ensuring sound credit decisions, mitigating financial risks for the Bank, contributing to the development and implementation of credit policies, procedures, and risk assessment models, while ensuring compliance with regulatory requirements and alignment with the Bank’s Mission Philosophy.
The job holder will be required to undertake robust credit analysis and deal structuring to deliver new, renewal and/or extensions of credit applications where the financial records are analyzed, assessed and stress-tested in the context of the operating landscape to ascertain the risk involved in extending credit and the ability of the applicant to repay, and make recommendations on the nature, structure and terms of the credit facilities.