The role is responsible for overseeing credit administration, control, and compliance to ensure the Bank’s lending activities adhere to approved credit policies, regulatory requirements, and internal procedures.
Key responsibilities include monitoring credit exposures, past dues, excesses, documentation, and security perfection; maintaining effective credit control systems and management information; ensuring compliance with approval conditions and regulatory standards; authorizing loan disbursements within approved guidelines; and safeguarding the Bank’s collateral and securities through proper documentation, custody, and record management.
The position also drives remedial actions to mitigate credit risk and maintain portfolio quality.