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INGUZANYO N'IMARI
Inguzanyo z'igihe cy'ubucuruzi
Ubu buryo bugufasha gutegura igisubizo cyiza cyo gutanga inguzanyo hamwe natwe, hashingiwe ku bicuruzwa byawe byagurishijwe n'imibare y'amafaranga winjiza mu gihe runaka.
Twayishyizeho by'umwihariko kuri wowe nk'ubucuruzi cyangwa umuntu ku giti cye mu bucuruzi, kugira ngo yorohereze kwagura cyangwa gukwirakwiza ubucuruzi bwawe kandi itanga igihe cyo kwishyura gikwiye kugira ngo gihuze n'ibyo wifuza kuguriza n'amafaranga yinjira.
Ibiranga
- Ingano y'inguzanyo igenwa hakurikijwe ibyo ubucuruzi bukeneye ndetse n'ubushobozi bw'inguzanyo.
- Igihe cyo kwishyura kingana n'amezi 24 iyo urimo kwishyura inguzanyo ukoresheje imari shingiro.
- Igihe cyo kwishyura kugeza ku mezi 36 kuri CAPEX finance.
- Igihe cyo kwishyura kingana n'amezi 36 ku nguzanyo zo kwagura ubucuruzi.
- Igihe cyo kwishyura kingana n'amezi 60 ku ishoramari mu bucuruzi bushya.
- Igihe cyo kwishyura ku mafaranga atumizwa mu mahanga gigenwa n'igihe cyo guhindura amafaranga.
Amafaranga y'inyongera ku mafaranga asigaye
Uburyo bworoshye kandi bw'igihe gito bwo kwishyura amafaranga y'ishoramari ku konti yawe y'ubucuruzi.
Amafaranga araboneka ako kanya kandi ashobora kwishyurwa igihe cyose ubisabye, biguha andi mafaranga yo gucunga amafaranga yawe ya buri munsi n'ibyo ukeneye mu kazi.
Ibiranga
- Igihe ntarengwa cyo kwishyura ni amezi 12.
- Amafaranga y'inguzanyo ahindagurika agenwa n'ibikenewe mu bucuruzi n'igihe cyo kwishyura.
- Igihe cyo kwishyura gishobora kongera gukoreshwa nyuma y'umwaka umwe kandi hashingiwe ku mikorere y'ubwishyu.
- Kwishyura bikorwa binyuze mu nguzanyo zishyirwa kuri konti yawe y'ubucuruzi.
Inguzanyo ku masezerano
Shaka inguzanyo z'ubucuruzi z'igihe gito kandi zihindagurika kugira ngo ushobore kwishyura ibikorwa byawe by'ubucuruzi mu bihe bikenewe mu rugendo rwawe rw'ubucuruzi hagati y'igitekerezo n'itangwa ryacyo.
Ku bakiriya bafite ibyo bakeneye bijyanye no gutanga inguzanyo za LPO, gutanga igabanyirizwa ry'inyemezabuguzi, gutanga inguzanyo ku batanga serivisi, gutanga serivisi zijyanye n'igihe, n'ibindi.
Ishimire ubushobozi bwo kwishyura inguzanyo ku giti cyawe no koroshya ubwishingizi bushingiye ku nyungu zisanzweho n'iziteganijwe.
Ibiranga by'ingenzi
- Inkunga igera kuri 70% y'amafaranga y'amasezerano.
- Igihe ntarengwa cyo kwishyura ni amezi 12 bitewe n'itariki amasezerano azarangiriraho.
- Shaka urwego rwiza rw'inguzanyo n'izina ryiza bitewe no kwishyura ku gihe.
- Ifite imiterere yoroshye kugira ngo ihuze n'igihe cy'ubucuruzi cy'ikigo cyawe.
Twafatanyije na porogaramu zose ukunda zo kohereza amafaranga
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