Generated by Rank Math SEO, this is an llms.txt file designed to help LLMs better understand and index this website. # ## Pages - [More Events & Presentations](https://ncbagroup.com/investor-relations/more-events-presentations/): Back to presentations Recent Presentations Year All 2026 2025 2024 2023 2022 2021 2020 2019 Quarter All Filter Can’t find what you are looking for? Contact Us - [Investing in Youth Employment, Nature & Biodiversity, Innovation & Technology, Community Sports and Women’s Economic Empowerment](https://ncbagroup.com/investing-in-youth-employment-nature-biodiversity-innovation-technology-community-sports-and-womens-economic-empowerment/): At NCBA, we inspire greatness through Citizenship, actively investing in initiatives that drive socio-economic growth, promote environmental sustainability and empower communities across our markets. We believe that long-term business success is deeply connected to the well-being of the society, and as such, are committed to fostering a better, greener and more inclusive future. - [Our Culture](https://ncbagroup.com/careers/our-culture/): Our journey centred on igniting the passion within our people to deliver on strategic KPIs while fostering a work environment where individuals could bring their whole selves to work. - [ESG](https://ncbagroup.com/esg/): We know that environmental, social and governance (ESG) issues generate outcomes that influence our business performance. - [NCBA Group Credit Ratings](https://ncbagroup.com/ncba-group-credit-ratings/): Quarterly Earnings Annual Reports Events & Presentations Shareholder Information NCBA Group Credit Ratings ESG Investor Relations Contacts         NCBA_Fitch_Ratings Credit Ratings - [Shareholder Information](https://ncbagroup.com/shareholder-information/): Quarterly Earnings Annual Reports Events & Presentations Shareholder Information NCBA Group Credit Ratings ESG Investor Relations Contacts         Shareholder Information - [Events & Presentations](https://ncbagroup.com/events-presentations/): The NCBA Group Forward-Looking Corporate Event Calendar highlights key financial milestones, including financial results releases, the Annual General Meeting (AGM), dividend announcements, and payout dates. It provides stakeholders with a structured timeline of important disclosures and shareholder engagements throughout the year - [Annual Reports](https://ncbagroup.com/annual-reports/): Quarterly Earnings Annual Reports Events & Presentations Shareholder Information NCBA Group Credit Ratings ESG Investor Relations Contacts Year All 2025 2024 2023 2022 2021 2020 2019 Filter Can’t find what you are looking for? Contact Us - [Quarterly Earnings](https://ncbagroup.com/quarterly-earnings/): Quarterly Earnings Annual Reports Events & Presentations Shareholder Information NCBA Group Credit Ratings ESG Investor Relations Contacts         Year All 2025 2024 2023 2022 2021 2020 2019 Quarter All Filter Can’t find what you are looking for? Contact Us - [Privacy Policy](https://ncbagroup.com/privacy-policy/): NCBA GROUP PLC (including direct and indirect subsidiaries) respects your privacy and is committed to protecting your personal data. This Privacy Policy (and any other documents referred to on it) sets out the basis on which any personal data we collect from you, that you provide to us, or that is otherwise made available to us will be processed by us. - [NCBA Group Whistleblowing Policy](https://ncbagroup.com/ncba-group-whistleblowing-policy/): We are here to help Whistle Blow Policy PDF | 53 kb Download - [Optimise our corporate Governance](https://ncbagroup.com/optimise-our-corporate-governance/): NCBA is dedicated to fostering Diversity, Equity, and Inclusion (DEI) across all levels of the organization and in our engagements with clients and suppliers. Our goal is to drive equitable wealth distribution and expand access to opportunities, ensuring a more inclusive and fair business environment for all. - [Mitigate the impact of climate related risks](https://ncbagroup.com/mitigate-the-impact-of-climate-related-risks/): At NCBA, we appreciate that growing trees to act as our emissions’ carbon sink is not a license to continue emitting carbon unchecked. That is why we have adopted a comprehensive carbon reduction strategy, prioritizing emission reductions across our operations while integrating additional carbon mitigation measures by implementing robust, science-based emissions’ reduction goals. - [Transition to a Low Carbon Operating Model](https://ncbagroup.com/transition-to-a-low-carbon-operating-model/): Sustainable finance is a critical catalyst for driving positive environmental and social impacts while delivering strong financial returns. By aligning our financial investments with sustainability goals, we are contributinge to our customers’ transition to a climate resilient, low-carbon economy, promoting inclusive development and fostering long-term economic growth. - [Meet The Team](https://ncbagroup.com/meet-the-team/): meet the team - [Reporting Template](https://ncbagroup.com/reporting-template/): reporting template - [Board Charter](https://ncbagroup.com/board-charter/): Board charter NCBA-Group-PLC-Board-Charter-2025 - [Group Code of Conduct](https://ncbagroup.com/group-code-of-conduct/): Group code of conduct & ethics Group-Code-of-Conduct-and-Ethics - [Minimise our direct impact on the climate and amplify our tree growing program](https://ncbagroup.com/minimise-our-direct-impact-on-the-climate-and-amplify-our-tree-growing-program/):  Planting and growing trees underscores our commitment to create long-term value for our stakeholders. - [Careers](https://ncbagroup.com/careers/): We don’t just offer jobs—we build careers that shape the future of banking. We are looking for bold thinkers, digital innovators, and passionate problem solvers to join our team and drive meaningful change in the financial sector. - [Investor Relations](https://ncbagroup.com/investor-relations/): The NCBA Group Forward-Looking Corporate Event Calendar highlights key financial milestones, including financial results releases, the Annual General Meeting (AGM), dividend announcements, and payout dates. It provides stakeholders with a structured timeline of important disclosures and shareholder engagements throughout the year - [Sustainability Commitment](https://ncbagroup.com/sustainability-commitment/): Be part of NCBA Change The Story and help shape a sustainable future. With our 15 bold commitments, we are driving meaningful change and creating a lasting impact for a better tomorrow. - [Newsroom Article](https://ncbagroup.com/newsroom-article/): 04 June 2024 - [Newsroom Articles](https://ncbagroup.com/newsroom-articles/): NEWSROOM ARTICLES Let's go beyond banking and empower you with knowledge! Country All Kenya Rwanda Tanzania Uganda Subject All Filter - [Newsroom](https://ncbagroup.com/newsroom/): NCBA Insurance, marked a bold step into the future, one that signifies growth, unity, and an unwavering commitment to excellence. - [Board of Directors](https://ncbagroup.com/board-of-directors/): Our Board of Directors​ Our Board of Directors is dedicated to stewarding the company's growth and maintaining its health in a rapidly evolving business landscape. - [News](https://ncbagroup.com/news/) - [Home](https://ncbagroup.com/): Our prudent risk management practices, efficient operations, and strategic investments have contributed to sustained growth and profitability across our business segments. - [Thematic Campaigns](https://ncbagroup.com/thematic-campaigns/): At NCBA, we believe that greatness is a journey, not a destination. Twende Mbele is our rallying call—an invitation to our 60 million customers across Africa to keep pushing forward, to dream bigger, to reach higher. - [Join Our Team](https://ncbagroup.com/careers/join-our-team/): Country All Kenya Rwanda Tanzania Uganda Divisions All Search Join Our Team - [How We Hire](https://ncbagroup.com/careers/how-we-hire/): Our people are our greatest strength. That’s why we’ve designed a multi-stage interview process that goes beyond reviewing your résumé to truly discover your skills, potential, and how well you align with our culture. - [Our Awards](https://ncbagroup.com/our-awards/): Our commitment to excellence has earned NCBA industry recognition across banking, innovation, and customer service. These awards reflect our dedication to delivering exceptional financial solutions and driving positive impact across Africa. - [Our Story](https://ncbagroup.com/our-story/): We are more than a bank—we are a catalyst for progress. With a bold vision and a relentless drive, we enable individuals, businesses, and institutions to achieve their ambitions. - [Our Journey](https://ncbagroup.com/our-journey/): Our Journey Through the Years These milestones define our growth, innovation, and impact—marking key moments that have shaped NCBA into the financial powerhouse it is today. 2018 2019 2020 2021 2022 2023 ## Annual Reports - [NCBA Group Plc Annual 2025 Integrated Report](https://ncbagroup.com/blog/annual-report/ncba-group-plc-annual-2025-integrated-report/) - [NCBA Group Plc Annual 2024 Integrated Report](https://ncbagroup.com/blog/annual-report/ncba-group-plc-annual-2024-integrated-report/) - [NCBA Group Plc Annual 2023 Integrated Report](https://ncbagroup.com/blog/annual-report/ncba-group-plc-ir/) - [NCBA Group Plc Annual 2022 Integrated Report](https://ncbagroup.com/blog/annual-report/ncba-group-plc-annual-report-2022/) - [NCBA Group Plc Annual 2021 Integrated Report](https://ncbagroup.com/blog/annual-report/ncba-group-plc-annual-2021-integrated-report/) - [NCBA Group Plc Annual 2020 Integrated Report](https://ncbagroup.com/blog/annual-report/ncba-integrated-report-2020/) - [NCBA Group Plc Annual 2019 Integrated Report](https://ncbagroup.com/blog/annual-report/ncba-group-plc-annual-report-2019-2-1/) ## Awards - [Best CSR and ESG Campaign](https://ncbagroup.com/blog/award/best-csr-and-esg-campaign/) - [Best Bank in Asset Financing – 2025](https://ncbagroup.com/blog/award/best-bank-in-asset-financing-2025/) - [Award for Contribution to Staff Capacity Building through Professional and Academic Programs](https://ncbagroup.com/blog/award/award-for-contribution-to-staff-capacity-building-through-professional-and-academic-programs/) - [Best Cross-Border Payments Experience Award 2025](https://ncbagroup.com/blog/award/best-cross-border-payments-experience-award-2025/) - [Data-Driven Growth Award 2025](https://ncbagroup.com/blog/award/data-driven-growth-award-2025/) - [1st Runners Up FiRe Awards (Financial Reporting Awards)](https://ncbagroup.com/blog/award/1st-runners-up-fire-awards-financial-reporting-awards/) - [Winner – Spurs SCM Excellence Awards](https://ncbagroup.com/blog/award/winner-spurs-scm-excellence-awards/) - [Best Automotive Technology Start Up](https://ncbagroup.com/blog/award/best-automotive-technology-start-up/) - [Best Travel Insurance provider](https://ncbagroup.com/blog/award/best-travel-insurance-provider/) - [CX Warrior 2025 Award – Second runner up](https://ncbagroup.com/blog/award/cx-warrior-2025-award-second-runner-up/) - [Best Internal CX](https://ncbagroup.com/blog/award/best-internal-cx/) - [Top 25 Changemakers in People & Culture 2025](https://ncbagroup.com/blog/award/top-25-changemakers-in-people-culture-2025/) - [Top 20 Customer Centric Brands](https://ncbagroup.com/blog/award/top-20-customer-centric-brands-2/) - [Top 20 Customer Centric Brands](https://ncbagroup.com/blog/award/top-20-customer-centric-brands/) - [6th Most Valuable Brand in Kenya](https://ncbagroup.com/blog/award/6th-most-valuable-brand-in-kenya/) - [Top 25 Most Impactful C-Suite Executives Leading Business with an Edge 2025](https://ncbagroup.com/blog/award/top-25-most-impactful-c-suite-executives-leading-business-with-an-edge-2025-2/) - [Top 25 Most Impactful C-Suite Executives Leading Business with an Edge 2025](https://ncbagroup.com/blog/award/top-25-most-impactful-c-suite-executives-leading-business-with-an-edge-2025/) - [Best Overall Banking Experience, Customer Experience](https://ncbagroup.com/blog/award/best-overall-banking-experience-customer-experience/) - [Grand Prix – Hewa Safi Project](https://ncbagroup.com/blog/award/grand-prix-hewa-safi-project/) - [Gold Marketing Company of the Year – Hewa Safi Project](https://ncbagroup.com/blog/award/gold-marketing-company-of-the-year-hewa-safi-project/) - [2 Silver Marketing Company of the Year – Hewa Safi Project](https://ncbagroup.com/blog/award/2-silver-marketing-company-of-the-year-hewa-safi-project/) - [Bronze Marketing Company of the Year – Hewa Safi Project](https://ncbagroup.com/blog/award/bronze-marketing-company-of-the-year-hewa-safi-project/) - [DIAR Award for Best Company in Sustainability/ESG Reporting](https://ncbagroup.com/blog/award/diar-award-for-best-company-in-sustainability-esg-reporting/) - [DIAR Award for Climate Action Champions Award to Caroline Wangari](https://ncbagroup.com/blog/award/diar-award-for-climate-action-champions-award-to-caroline-wangari/) - [DIAR Award for best C-Level Leadership Excellence Award to Nelly Wainaina](https://ncbagroup.com/blog/award/diar-award-for-best-c-level-leadership-excellence-award-to-nelly-wainaina/) - [DIAR Award for Impact Investing Initiative](https://ncbagroup.com/blog/award/diar-award-for-impact-investing-initiative/) - [Top HR Business Leader of the Month – February 2025 – Monicah Kihia](https://ncbagroup.com/blog/award/top-hr-business-leader-of-the-month-february-2025-monicah-kihia/) - [CEO of the Week – John Gachora](https://ncbagroup.com/blog/award/ceo-of-the-week-john-gachora/) - [2nd Best Overall in Customer Experience](https://ncbagroup.com/blog/award/2nd-best-overall-in-customer-experience/) - [Runners Up H Director of the Year-Monicah Kihia](https://ncbagroup.com/blog/award/runners-up-h-director-of-the-year-monicah-kihia/) - [Best ESG Initiative of the Year](https://ncbagroup.com/blog/award/best-esg-initiative-of-the-year/) - [Marketing Innovation Champions](https://ncbagroup.com/blog/award/marketing-innovation-champions/) - [Marketing Woman of the Year-Nelly Wainaina](https://ncbagroup.com/blog/award/marketing-woman-of-the-year-nelly-wainaina-2/) - [Marketing Woman of the Year-Nelly Wainaina](https://ncbagroup.com/blog/award/marketing-woman-of-the-year-nelly-wainaina/) - [Best Bank in Customer Experience](https://ncbagroup.com/blog/award/best-bank-in-customer-experience/) - [Campaign of the Year- Twende Mbele](https://ncbagroup.com/blog/award/campaign-of-the-year-twende-mbele/) - [Best Mergers & Acquisition Strategy](https://ncbagroup.com/blog/award/best-mergers-acquisition-strategy/) - [Excellence in IT Adoption](https://ncbagroup.com/blog/award/excellence-in-it-adoption/) - [Golden Seal for Workplace Mental Health](https://ncbagroup.com/blog/award/golden-seal-for-workplace-mental-health/) - [3rd Place, Best in Sustainable Finance](https://ncbagroup.com/blog/award/3rd-place-best-in-sustainable-finance/) - [The Next 100 Global Awards 2024- Banking Group](https://ncbagroup.com/blog/award/the-next-100-global-awards-2024-banking-group/) - [Africa`s Top Consolidated Banking Groups](https://ncbagroup.com/blog/award/africas-top-consolidated-banking-groups/) - [ICX Awards](https://ncbagroup.com/blog/award/icx-awards-3/) - [ICX Awards](https://ncbagroup.com/blog/award/icx-awards-2/) - [ICX Awards](https://ncbagroup.com/blog/award/icx-awards/) - [Most Influential Digital Banker Award](https://ncbagroup.com/blog/award/most-influential-digital-banker-award/) - [Global SME Finance Awards](https://ncbagroup.com/blog/award/global-sme-finance-awards/) - [Sustainable Finance](https://ncbagroup.com/blog/award/sustainable-finance/) - [The Evolution of Customer Experience AI Innovations Shaping Tomorrow’s CX (XEBO.AI)](https://ncbagroup.com/blog/award/the-evolution-of-customer-experience-ai-innovations-shaping-tomorrows-cx-xebo-ai/) - [Certificate of Appreciation](https://ncbagroup.com/blog/award/certificate-of-appreciation/) ## BOD - [Esther W. Kung’u](https://ncbagroup.com/blog/bod/esther-w-kungu/) - [Kairo Thuo](https://ncbagroup.com/blog/bod/kairo-thuo/) - [Mariam M. H. Abdullahi](https://ncbagroup.com/blog/bod/mariam-m-h-abdullahi/) - [James M. Gossip](https://ncbagroup.com/blog/bod/james-m-gossip/) - [Muhoho Kenyatta](https://ncbagroup.com/blog/bod/muhoho-kenyatta/) - [David S. Abwoga](https://ncbagroup.com/blog/bod/david-abwoga/) - [Philip R. Lopokoiyit](https://ncbagroup.com/blog/bod/philip-r-lopokoiyit/) - [Mukeshchandra K. R. Shah](https://ncbagroup.com/blog/bod/mukeshchandra-k-r-shah/) - [Esther N. Ngaine](https://ncbagroup.com/blog/bod/esther-n-ngaine/) - [Andrew S. M. Ndegwa](https://ncbagroup.com/blog/bod/andrew-s-m-ndegwa/) - [Hon. Abdirahin H. Abdi](https://ncbagroup.com/blog/bod/hon-abdirahin-h-abdi/) - [John S. Armitage](https://ncbagroup.com/blog/bod/john-s-armitage/) - [John M. Gachora](https://ncbagroup.com/blog/bod/john-gachora/) - [Desterio A. Oyatsi](https://ncbagroup.com/blog/bod/desterio-a-oyatsi/) - [James P. M. Ndegwa](https://ncbagroup.com/blog/bod/james-p-m-ndegwa/) ## Brand Journey - [October 2019](https://ncbagroup.com/blog/brand-journey/october-2019/): Unveil of the new brand. - [September 2019](https://ncbagroup.com/blog/brand-journey/september-2019/): Approvals received from the Central Bank of Kenya and Cabinet Secretary, National Treasury. - [April 2019](https://ncbagroup.com/blog/brand-journey/april-2019/): Shareholders of NIC and CBA approve the merger. - [May 2019](https://ncbagroup.com/blog/brand-journey/may-2019/): Announced Group Managing Director and Chairman of the Kenyan Banking Subsidiary. - [January 2019](https://ncbagroup.com/blog/brand-journey/january-2019/): Boards of Directors of NIC and CBA unanimously voted to recommend to shareholders a merger of the two banks. ## Credit Ratings Reports - [Fitch Places NCBA Group on Rating Watch Positive Following Nedbank Acquisition Offer](https://ncbagroup.com/blog/credit-ratings-repor/fitch-places-ncba-group-on-rating-watch-positive-following-nedbank-acquisition-offer/) - [NCBA Group Plc Fitch Ratings Nov 2025](https://ncbagroup.com/blog/credit-ratings-repor/ncba-group-plc-fitch-ratings-nov-2025/) - [NCBA Group Plc Fitch Ratings May 2025](https://ncbagroup.com/blog/credit-ratings-repor/ncba-group-plc-fitch-ratings-may-2025/) - [NCBA Group Plc Fitch Ratings Nov 2024](https://ncbagroup.com/blog/credit-ratings-repor/ncba-group-plc-fitch-ratings-nov-2024/) - [NCBA Group Plc Fitch Ratings Jun 2024](https://ncbagroup.com/blog/credit-ratings-repor/ncba-group-plc-fitch-ratings-jun-2024-2/) - [NCBA Group Plc Fitch Ratings Jan 2024](https://ncbagroup.com/blog/credit-ratings-repor/ncba-group-plc-fitch-ratings-jan-2024/) - [NCBA Group Plc Fitch Ratings Dec 2023](https://ncbagroup.com/blog/credit-ratings-repor/ncba-group-plc-fitch-ratings-2023/) ## Investor Briefing - [NCBA Group H2 2023 Investor Briefing](https://ncbagroup.com/blog/investor-briefing/ncba-group-h2-2023-investor-briefing-2/) - [NCBA Group H2 2023 Investor Briefing](https://ncbagroup.com/blog/investor-briefing/ncba-group-h2-2023-investor-briefing/) - [Investor Briefing Report 2024](https://ncbagroup.com/blog/investor-briefing/investor-briefing-report-2024/) - [Financial Performance 2024Period ending 31st March 2024.](https://ncbagroup.com/blog/investor-briefing/financial-performance-2024period-ending-31st-march-2024/) ## Jobs - [Director, Commercial & SME Banking](https://ncbagroup.com/blog/job/director-commercial-sme-banking/): The position is responsible for executing the Bank’s strategy in Commercial and Business Banking Segments effectively and efficiently to meet targets and grow the business by identify new opportunities, retaining and growing existing business relationships and maintaining profitable relationships with existing customers. The segments are defined as follows. o Commercial Clients are large business with turnover above Kes. 500m p.a. and above; that do not fall within the target market or definition of Corporate Banking o SME segment comprises clients with turnover above Kes. 36m – Kes. 500m p.a. or any client below Kes. 36mn with a working capital facility with NCBA o Go Business segment are all other business clients with turnover below Kes. 36m p.a. or without a (WC) borrowing relationship with NCBA - [Manager Physical Security](https://ncbagroup.com/blog/job/manager-physical-security/): The Manager, Physical Security is responsible for providing strategic leadership and operational oversight of the Bank’s end-to-end physical security framework. The role safeguards people, assets, information, and operations across all branches, and offices by designing, implementing, and continuously enhancing an integrated security ecosystem. This includes oversight of 24/7 control room operations, management of outsourced service providers, guard force of over 300 personnel and electronic security systems, coordination of crisis response and business continuity measures, and direction and oversight of investigations into security incidents, including fraud, theft, asset loss, policy breaches, and other security-related events. The role ensures that the Bank maintains a secure, compliant, and resilient operating environment while driving operational efficiency, risk mitigation, and cost optimization through innovation and disciplined execution. - [Manager, DevOps](https://ncbagroup.com/blog/job/manager-devops/): The  Manager DevOps is responsible for planning, designing, implementing, and managing scalable, secure, and automated infrastructure and deployment pipelines that support reliable and efficient software delivery. - [Head, Market Development](https://ncbagroup.com/blog/job/head-market-development/): The Head of Market Development is responsible for driving LOOP’s strategic growth across Africa through the identification, planning, and execution of new market and product expansion initiatives. Reporting to the Chief Strategy Officer, the role leads a dedicated Market Launch Team and collaborates cross-functionally to bring LOOP’s fintech offerings to new geographies. - [Head, Ecosystems Development](https://ncbagroup.com/blog/job/head-ecosystems-development/): The Head of Ecosystem Development is a senior position within LOOP DFS that is responsible for ensuring that market opportunities are matched with LOOP DFS strategy and strategic directions. The Head of Ecosystem Development will source opportunities in the market with the assigned ecosystem that will allow LOOP DFS to deploy its Embedded Financial structure strategy or Market place strategy depending on the business model. H/She will be responsible for managing and expanding our network of partners, producers, processors, financial institutions, and other relevant stakeholders to ensure the success and growth of our platform. The role holder is responsible for the commercial design, implementation, monetisation and overall ownership of the commercial strategy of the assigned Ecosystem. They will use platform design strategies and business modelling techniques to unpack ecosystems identify investment grade opportunities, develop businesses cases, seek approval and buy in for the business cases, and rally cross functional teams to deliver on the vision of the ecosystem, which should lead to the deployment of Embedded financial infrastructure within a partner's ecosystem or the development of marketplaces that will bring consumers, producers in a value exchange arrangement. - [Senior BDM Retail Wealth- Mutual Funds](https://ncbagroup.com/blog/job/senior-bdm-retail-wealth-mutual-funds/): The main purpose of this role is to drive distribution of Unit Trust Funds, Global/Offshore Funds, distributed &/ owned by NCBA Investment Bank. The Job Holder will deliver end-to-end management and growth of retail wealth solutions by owning the Sales customer journey, supporting business by preparing proposals, feedback management on wealth products, commercialization, and continuous enhancement of investment offerings. The role focuses on accelerating business growth through client acquisition, portfolio deepening, and market expansion, while equipping Relationship Managers and frontline teams with the knowledge, tools, and training required to effectively position and deliver wealth solutions. This is achieved through data-driven insights, strong stakeholder collaboration, and disciplined governance within a dynamic regulatory environment. The role will also be the bridge between the bank and our Product Houses (NCBA Investment Bank & Global Markets) - [Senior Business Development Manager Retail Wealth- FX & Fixed Income](https://ncbagroup.com/blog/job/senior-business-development-manager-retail-wealth-fx-fixed-income/): The main purpose of this role is to drive the distribution of FX & Fixed income solutions. The role holder ensure the end-to-end management and growth of retail wealth solutions by owning the Sales customer journey, supporting business by preparing proposals, feedback management on wealth products, commercialization, and continuous enhancement of investment offerings. The role focuses on accelerating business growth through client acquisition, portfolio deepening, and market expansion, while equipping Relationship Managers and frontline teams with the knowledge, tools, and training required to effectively position and deliver wealth solutions. This is achieved through data-driven insights, strong stakeholder collaboration, and disciplined governance within a dynamic regulatory environment. The role will also be the bridge between the bank and our Product Houses (NCBA Investment Bank & Global Markets) - [Branch Manager](https://ncbagroup.com/blog/job/branch-manager/): To provide branch leadership, team development, excellent customer experience, deliver exceptional branch business growth & profitability.   Responsible for the day to day running of the branch, keeping high level of bank standards and management controls. - [Information Systems Auditor](https://ncbagroup.com/blog/job/information-systems-auditor/): The purpose of this role is to provide assurance on the Group’s information systems with respect to information technology security, functions/ processes and the technology applications that support business functions and ensure appropriate security controls are in place to protect the Group’s assets from ICT related risks. To role holder will conduct independent reviews on compliance with the Group’s ICT and Information Security policies and procedures, assess adequacy of internal control systems, regulatory requirements observed and highlight exceptions or violations. - [Audit Senior Associate](https://ncbagroup.com/blog/job/audit-senior-associate/): The purpose of this role is to conduct audit assignments, with a view to assess adequacy of the internal control systems, regulatory requirements; and highlight any exceptions or violations. - [Specialist, Robotics Process Automation](https://ncbagroup.com/blog/job/specialist-robotics-process-automation-2/): The RPA specialist will work closely with stakeholders to identify automation opportunities and create efficient and effective RPA workflows that Loop DFS uses on its core business applications, infrastructure, & processes. The role holder will be responsible for designing, developing, and implementing automation solutions to streamline business processes and leverage on cutting-edge automation technologies tools i.e. Ui Path, Microsoft Power Automate, Blue Prism etc. - [Specialist POS Engineer](https://ncbagroup.com/blog/job/specialist-pos-engineer/): The Specialist POS Engineer is responsible for the implementation, support, and continuous availability of POS systems, associated hardware, and related support applications, ensuring reliable, secure, and high-performing services for merchants and internal stakeholders. The role ensures that customer information is protected and that agreed service level agreements for system uptime and performance are consistently met and maintained. The role also supports the delivery of new POS-related initiatives and projects, ensuring seamless deployment, operational readiness, and alignment with security, compliance, and service standards. - [Senior Portfolio Manager](https://ncbagroup.com/blog/job/senior-portfolio-manager/): We are seeking a dynamic and results-driven Senior Portfolio Manager to join our Credit Risk Division. The role is central to safeguarding and enhancing the quality of the loan book across Corporate Banking, SME/Business Banking, and Consumer Banking. The Senior Portfolio Manager will oversee portfolio performance, Credit Scoring, Model Validation & Advanced Analytics, IFRS 9 compliance, and strategic reporting, while driving innovation and process excellence. Working closely with senior leadership and business teams, the role ensures proactive risk manage - [Credit Operations Officer](https://ncbagroup.com/blog/job/credit-operations-officer/): To originate disbursements of credit facilities for all business segments while ensuring absolute data integrity; query/complaints management; filing and archiving of credit documents; drafting of facility offer letters, protection of assets pledged as security, other duties assigned as per the annual work plan. - [Head of Brand and Communication](https://ncbagroup.com/blog/job/head-of-brand-and-communication/): The Head, Brand and Communications – LOOP DFS is responsible for shaping and protecting the brand while directly enabling business growth across LOOP DFS’s digital financial services portfolio. The role leads the development and execution of brand, communications, content and go-to-market strategies that grow awareness, accelerate customer acquisition, deepen engagement, strengthen retention and build trust with consumers, merchants, partners, regulators and internal stakeholders. - [Head of Lifestyle](https://ncbagroup.com/blog/job/head-of-lifestyle/): The Head of Lifestyle role is to develop and implement strategies that enhance user engagement and drive long-term loyalty within our lifestyle platform. This role’s purpose is creating personalized experiences through merchant partnerships, managing community engagement, and ensuring users are actively involved with the platform. The role requires a deep understanding of user behaviour, excellent communication skills, and a passion for the lifestyle segment (e.g., wellness, fitness, travel, fashion, and other lifestyle-related categories). - [Senior Manager, Transactions & Behavior Analytics](https://ncbagroup.com/blog/job/senior-manager-transactions-behavior-analytics/): The Senior Manager, Transactions & Behaviour Analytics designs, executes and continuously improves the transaction monitoring detection framework across all Loop DFS markets, platforms and product lines. The role owns scenario coverage, rule and threshold optimisation, behavioural analytics and the integration of AI-assisted detection agents into the surveillance estate. The Senior Manager leads a team of Specialists and operates as the technical authority for detection design within the TM&R vertical, working in close partnership with Engineering, Product and 2nd Line counterparts (MLRO, Fraud, Risk & Compliance). - [Senior Manager, Business Continuity Management](https://ncbagroup.com/blog/job/senior-manager-business-continuity-management/): The Senior Manager, Business Continuity Management establishes, maintains and tests the BCM, Crisis Management and Operational Resilience framework across Loop DFS entities in Kenya, Uganda, Tanzania, Rwanda, Côte d'Ivoire and Ghana. The role ensures that all Loop DFS operations across its platforms and product lines — including consumer wallet, merchant acquiring (POS & eCommerce), card and partnerecosystem services — can prevent, withstand, respond to and recover from disruption. The role also leads Crisis Management across the function: from protocol design through to activation, real-time coordination during major incidents, and post-incident review. The role prepares all BCM reports required by management, audit, Group BCM and regulators. - [Head, Transaction Monitoring & Resilience](https://ncbagroup.com/blog/job/head-transaction-monitoring-resilience/): The Head of Transaction Monitoring & Resilience is responsible for leading the overall strategy, implementation, and management of the transaction monitoring framework across all Loop DFS markets and platforms. The role detects suspicious activity on Loop DFS platforms, triages cases, and escalates to the MLRO and Fraud functions for investigation and any onward regulatory filings. The role is also accountable for Business Continuity Management, Crisis Management and Operational Resilience across all Loop DFS entities in Kenya, Uganda, Tanzania, Rwanda, Côte d'Ivoire and Ghana. Operating as 1st Line of Defence, the role ensures continuous monitoring coverage, prepares reports for management, audit and regulators as required, and continuously improves detection and resilience capability. - [Growth Lead – Merchant](https://ncbagroup.com/blog/job/growth-lead-merchant/): NCBA Digital Business manages the MSL portfolio, including M-Shwari and Fuliza. The portfolio brings together Merchant credit and savings solutions that support customers’ day-to-day financial needs. The Growth Lead, Merchant Proposition is a senior commercial role responsible for defining and delivering the growth strategy for the Merchant portfolio across lending and savings. The role owns performance outcomes across acquisition, engagement, retention, and monetisation, and provides leadership across cross-functional teams to execute priority initiatives. - [Growth Lead, Consumer](https://ncbagroup.com/blog/job/growth-lead-consumer/): NCBA Digital Business manages the MSL portfolio, including M-Shwari and Fuliza. The portfolio brings together consumer credit and savings solutions that support customers’ day-to-day financial needs. The Growth Lead, Consumer Proposition is a senior commercial role responsible for defining and delivering the growth strategy for the consumer portfolio across lending and savings. The role owns performance outcomes across acquisition, engagement, retention, and monetisation, and provides leadership across cross-functional teams to execute priority initiatives. - [Growth & Retention Manager](https://ncbagroup.com/blog/job/growth-retention-manager/): NCBA Digital Business manages the MSL portfolio, including M-Shwari and Fuliza. The portfolio brings together consumer credit and savings solutions that support customers’ day-to-day financial needs. The Growth & Retention Manager is a senior commercial leadership role responsible for developing and executing the growth strategy for MSL's savings, wealth, and investment product portfolio. This includes M-Shwari Lock Savings and any new savings or investment propositions developed within the MSL ecosystem. The role holder will own the full customer lifecycle for savings, wealth, and investment customers from acquisition and activation through engagement, retention, and monetisation. S/he will develop compelling value propositions, work closely with Product and Data Science teams, and lead a team including a Customer Value Management Specialist (Lending) and a Portfolio Manager. The role holder will be expected to identify and develop new savings and investment business opportunities, develop partnerships with fund managers and financial institutions, and build a portfolio that delivers sustainable revenue growth and deepens financial inclusion for MSL customers. - [Specialist IT, Platform Support Operations](https://ncbagroup.com/blog/job/specialist-it-platform-support-operations/): The IT Platform Support Operations Specialist role is responsible for providing 1st level support on all service requests and incidents escalated as per the IT service support model.The role will also ensure the Daily COB (Close of Business) activities are performed across all Core Platforms as per the documented procedures. The role applies incident and problem management processes to provide resolution to incidents or appropriate workarounds for problems while seeking to proactively and continuously improve support to the Fintech’s internal and external customers. - [Specialist, Robotics Process Automation](https://ncbagroup.com/blog/job/specialist-robotics-process-automation/): The RPA specialist will work closely with stakeholders to identify automation opportunities and create efficient and effective RPA workflows that Loop DFS uses on its core business applications, infrastructure & processes. The role holder will be responsible for designing, developing, and implementing automation solutions to streamline business processes and leverage on cutting-edge automation technologies tools i.e. Ui Path, Microsoft Power Automate, Blue Prism among others. - [Database Administrator](https://ncbagroup.com/blog/job/database-administrator/): The Databases Administrator role is to design, plan, implement and support the databases in the organisation, and the related infrastructure. The Database administrator should be expert in operating databases in different platforms especially different operating systems, Cloud implementations, Storage platforms, core database platforms. The role should design databases for the required performance, capacity management considerations, and should be capable to align the performance database requirements with the costs in implementing and supporting the platforms. - [Assistant Manager Business Support](https://ncbagroup.com/blog/job/assistant-manager-business-support/): To deliver high impact, data driven business insights, actionable recommendations and performance metrics as well as provide accurate and timely management information (MI), business analytics, and operational support to enable strategic decision-making within Retail Banking. - [Officer, Credit Documentation](https://ncbagroup.com/blog/job/officer-credit-documentation/): This role focuses on ensuring the bank’s securities are properly prepared, securely managed, and fully compliant always. It involves overseeing the accurate preparation and signing of all collateral documents, maintaining an organized and up-to-date securities database, and ensuring that all documents are safely stored with strict access controls. The role also requires adherence to Tanzanian laws, Bank of Tanzania regulations, and internal bank policies. In addition, it ensures that all approved terms and conditions are fully met before any disbursement is made, ultimately safeguarding the bank’s interests and minimizing risk. - [Graduate Trainee Digital Business](https://ncbagroup.com/blog/job/graduate-trainee-digital-business/): To offer required support to assigned units/ departments with the purpose of learning and consolidating knowledge through shadowing various staff members, participating in learning experiences, attending meetings in order to achieve a high level of competence and acquire the potential to become a next generation leader and take on substantive roles on successful completion of the program. - [Senior Credit Analyst](https://ncbagroup.com/blog/job/senior-credit-analyst/): To support the Head, Credit Analysis and Approvals in the day-to-day management of an assigned portfolio and provide credit analysis and underwriting of corporate credit applications, and support relationship managers in structuring transactions to align with the bank’s credit policy. - [Product Owner](https://ncbagroup.com/blog/job/product-owner-2/): The role holder is in charge of a product throughout its product lifecycle. That includes working out what customers want, helping the business to build the right product, and then supporting the business to sell it. They also provide the product vision and leadership for the many other roles involved in developing, supporting, marketing, and selling the product. That includes ensuring the product supports the company’s strategy and goals. The Product Manager role is responsible for designing, developing, promoting and maintaining products and delivery channels that meet the needs of target customers/markets, at profit. The role is central to innovation in Loop DFS and is thus the steward to the department’s innovation management process. The role holder is responsible for product management for the allocated portfolio/markets in the countries that we operate in. - [IT Strategy & Value Specialist](https://ncbagroup.com/blog/job/it-strategy-value-specialist/): The IT Strategy & Value Specialist is responsible for supporting enterprise-wide IT strategy formulation, investment analysis, and benefits realization. This role acts as a strategic advisor and pre-project analyst, translating ideas into compelling business cases, financial models, and outcome projections that guide executive decision-making. The role also tracks benefits realization of approved initiatives, ensuring alignment between IT investments and customer-centric value creation. This role focuses on harnessing market intelligence, data analytics, and modern storytelling techniques. Including video and visual dashboards, to communicate strategic insights and support executive engagement, thereby contributing to the overall success of the IT business planning function. - [Manager, Server & Storage](https://ncbagroup.com/blog/job/manager-server-storage/): The Manager, Server and Storage is responsible for evaluating, implementing, and supporting IT infrastructure in alignment with the Bank’s strategic vision. This role ensures infrastructure availability for business continuity and oversees data centre operations in accordance with service level agreements (SLAs). The position also supports virtual environments, backup/restoration processes, business continuity planning (BCP), and SAN storage infrastructure. Collaboration with the Information Security team is essential to implement policies and procedures that enhance server/storage efficiency, capacity management, and performance controls. - [Manager, Market & County Risk](https://ncbagroup.com/blog/job/manager-market-county-risk/): The role will support coordination and implementation of the Group’s market and country risk management policies and processes. The role will be required to support the identification and evaluation of market and country risks. - [Integration Microservices Engineer](https://ncbagroup.com/blog/job/integration-microservices-engineer/): The Manager, Integrations will be responsible for all development and maintenance of software integrations done by the digital business. This is a planning and development role whose focus is the analysis, design, development, and management (technical support) of the division’s integrations and API Strategy. The role leads the team that does integrations and API management. - [Backend Engineer](https://ncbagroup.com/blog/job/backend-engineer/): This is a technical role that is responsible for the analysis, design, development, and management (technical support) of NCBA Digital Business Middleware platforms with all its integration points to the Core Banking System, Bank Channels, Partners and other Third-Party systems. The role delivers business strategy through the GITA by making information flow through various Bank Systems. The role requires prototyping skills, excellent interpersonal skills, the ability to work as part of an agile team, to manage competing priorities, design solutions as part of a larger roadmap and to be hands on in supporting implemented technologies. - [Solutions Architect](https://ncbagroup.com/blog/job/solutions-architect/): The job holder will develop technical solutions to problems and opportunities presented by the Business. Functional and non-functional aspects of the technical solutions should be considered utilizing the available technology assets. The role will act as the technical lead for major system projects and will provide technical direction and proposals to meet the new business requirements or cover an existing functionality gap - [Font-end Engineer](https://ncbagroup.com/blog/job/font-end-engineer/): The Manager, Frontend Development will be responsible for all internally developed frontend applications in the Digital Business. This is a planning and development role whose focus is the analysis, design, development, and management (technical support) of the bank’s internally developed frontend applications on Mobile, Web and Desktop/Server platforms with the exception of ESB/SOA applications. The role leads the team that does Front applications development to deliver business strategy through the GITA by developing bespoke software applications within the Digital Business. - [Contact Centre Assistant](https://ncbagroup.com/blog/job/contact-centre-assistant/): To deliver exceptional personal and Corporate Banking performance through excellent customer service and offering 1st level incident resolution to both internal and external customers - [Test Automation Engineer](https://ncbagroup.com/blog/job/test-automation-engineer/): This technical role is responsible for the analysis, design, development and management (technical support) of automated tests for new and existing software. The position requires solid knowledge of software test automation using BDD/TDD automation frameworks. The role holder should have thorough understanding of SDLC with a focus in automated QA process in agile development environments - [Senior Product Manager, Global Integrations](https://ncbagroup.com/blog/job/senior-product-manager-global-integrations/): The Senior Product Manager, Global Integrations charts the future direction of our platform strategy and digital products suite as well as support execution against that long-term strategy to increase our impact. This includes building core product experiences for our customers and partners, as well as product experiences that are critical to our business - [Product Owner](https://ncbagroup.com/blog/job/product-owner/): The Product Owner role is responsible for product backlog management - creating, refining and prioritizing items in the backlog and ensuring the team focuses on the most valuable tasks first. Other responsibilities include; communicating the product roadmap and progress to stakeholders, getting feedback from stakeholders and incorporate it into the product backlog, collaborating and working closely with the development team throughout the development lifecycle, gathering feedback from various sources including user testing and market research to continuously iterate on the product and ensuring it meets evolving customer needs. The role is central to innovation in digital financial services business and is thus the steward to the product management process. The role holder is responsible for LOOP DFS product management in the markets with operational presence. - [UX/UI Designer](https://ncbagroup.com/blog/job/ux-ui-designer/): The UX/UI Designer at LOOP DFS is responsible for creating intuitive and visually appealing interfaces for mobile and web applications to ensure a seamless user experience. The role requires collaborating with product management and engineering to define and implement innovative solutions for product direction, visuals and experience. Using UI design principles, the designer will be responsible for conceptualizing original ideas that bring simplicity to complex design roadblocks ensuring ease of use, executing all visual design stages from concept to final hand-off to engineering. - [IT Solutions Analyst](https://ncbagroup.com/blog/job/it-solutions-analyst/): The Business Analyst will be responsible for applying business analysis tasks and techniques used to work as a liaison among stakeholders in the Business Units in order to understand the structure, policies and operations, and to recommend technical solutions that enable the Business Units to achieve their goals. The role is responsible for carrying out business analysis tasks, including the identification and documentation of actionable user requirements in the form of a Business Requirements Document. - [Senior Manager HRBP – Talent & Workforce Optimization](https://ncbagroup.com/blog/job/senior-manager-hrbp-talent-workforce-optimization/): The Senior Manager Human Resource Business Partner - Talent & Workforce Optimization is a critical role at the heart of how LOOP grows, scales, and wins across markets. You will operate as a strategic partner and workforce architect, shaping how talent is acquired, deployed, and optimized to deliver real business value. This is not traditional HR. - [Head, Consumer Business LDFS](https://ncbagroup.com/blog/job/head-consumer-business-ldfs/): The Head of LOOP Payments Business is responsible for ensuring that market opportunities match LOOP DFS's strategy and strategic directions. The role holder will manage the growth of Consumer and Business payment verticals in the business. Will ensure that they drive activation, retention and monetization of the payments business. The holder of this role will be responsible for management of all the growth managers in the business. The role holder is responsible for the commercial design, implementation, monetization and overall ownership of the commercial strategy of the payments vertical. They will use platform design strategies and business modelling techniques to unpack payments identify investment grade opportunities, develop businesses cases, seek approval and buy in for the business cases, and rally cross functional teams to deliver on the vision of the payments. They will drive payment innovation, optimizing user experience and reducing payment costs. The role holder will oversee relationships with payment service providers, banks, and card networks. - [Engineer Cyber Security Assurance](https://ncbagroup.com/blog/job/engineer-cyber-security-assurance/): The Cybersecurity Assurance Specialist role will be responsible for conducting General IT Controls (GITC) assessments within production systems. This proactive role aims to audit production environments before compliance teams flag potential issues, ensuring vulnerabilities, gaps, and misconfigurations are identified and remediated. The primary focus will be on auditing critical IT controls and configurations to maintain and enhance the organization’s security posture. For issues that cannot be immediately addressed, the role will ensure they are properly documented in the Risk Control Self-Assessment (RCSA) for further remediation and mitigation. - [Lead Business Analyst – Solution Architect](https://ncbagroup.com/blog/job/lead-business-analyst-solution-architect/): The role holder leads business analysis and solution architecture activities across enterprise initiatives to ensure delivery of secure, scalable, fit-for-purpose, and architecture-aligned technology solutions for the Bank. The role is responsible for translating business priorities, customer and operational needs, and regulatory requirements into clear requirements, process designs, and solution options that support effective decision-making and disciplined execution. This includes shaping functional and non-functional requirements, reviewing solution trade-offs, and ensuring alignment to enterprise architecture, data and integration principles, operational resilience expectations, and information security standards. The role also strengthens delivery governance by working closely with Business, Technology, Risk, Security, Operations, and vendors to improve solution quality, reduce rework, accelerate implementation, and enhance value realization across Group programmes and change initiatives. - [Growth Product Manager, Retail Digital Solutions](https://ncbagroup.com/blog/job/growth-product-manager-retail-digital-solutions/): The role is responsible for identifying unmet customer needs and commercialization opportunities, and executing approved and prioritized roadmaps by collaborating with interdisciplinary teams to create, design and deliver high impact innovative products from concept to market, in order to create seamless digital finance customer journeys that increase conversions/transactions, improve experience, generate additional revenue and lower cost to serve. - [Relationship Officer, Diaspora Banking](https://ncbagroup.com/blog/job/relationship-officer-diaspora-banking/): To aggressively sell and market Diaspora banking products to existing and potential customers, whilst also providing prompt personalized and efficient customer service to the Banks Diaspora customers to support customer acquisition and retention initiatives. - [Relationship Manager, Institutional Banking](https://ncbagroup.com/blog/job/relationship-manager-institutional-banking/): Direct, control and co-ordinate all banking, lending, deposit taking and operations associated with the assigned portfolio of accounts with the intention of growing the bank’s liabilities, monitoring acceptable credit and maximizing the bank’s return from each client.Identify, cultivate and develop business relationships with clientele from the bank’s segmented market. ## - [NCBA Group Abridged Financials FY2025](https://ncbagroup.com/?p=7823) - [NCBA Group FY 2025 Investor Presentation](https://ncbagroup.com/?p=7666) - [NCBA Group Plc Q3 2025 Investor Deck](https://ncbagroup.com/?p=7480) - [NCBA Group Plc H1 2025 Investor Deck](https://ncbagroup.com/?p=7417) - [NCBA Group Plc Q1 2025 Investor Deck](https://ncbagroup.com/?p=7322) - [NCBA Group FY 2024 Investor Deck](https://ncbagroup.com/?p=6901) - [NCBA Group Plc Q3 2024 Investor Deck](https://ncbagroup.com/?p=5971) - [NCBA Group Plc H1 2024 Investor Deck](https://ncbagroup.com/?p=5972) - [NCBA Group Plc Q1 2024 Investor Deck](https://ncbagroup.com/?p=5970) - [NCBA Group Plc FY 2023 Investor Deck](https://ncbagroup.com/?p=5969) - [NCBA Group Plc Q3 2023 Investor Deck](https://ncbagroup.com/?p=5968) - [NCBA Group Plc H1 2023 Investor Deck](https://ncbagroup.com/?p=5967) - [NCBA Group Plc Q1 2023 Investor Deck](https://ncbagroup.com/?p=5966) ## Latest News - [NCBA Group PLC reports KES 23.4 billion in net profit, Dividend Per Share Up 30% and Launches New 5-Year Strategy](https://ncbagroup.com/blog/latest-news/ncba-group-plc-reports-kes-23-4-billion-in-net-profit-dividend-per-share-up-30-and-launches-new-5-year-strategy/): NCBA Group reported a KES 23.4 billion profit after tax for 2025, marking a 7% increase from KES 21.9 billion in 2024. This growth enabled the company to raise its dividend payout to KES 11.7 billion, up from KES 9.1 billion, reflecting a stronger commitment to rewarding shareholders. - [Driving Sustainable Homeownership: NCBA Unveils Solar Leasing on Electric Powered Property Tour](https://ncbagroup.com/blog/latest-news/driving-sustainable-homeownership-ncba-unveils-solar-leasing-on-electric-powered-property-tour/): NCBA Bank has reinforced its commitment to sustainable and affordable homeownership by hosting its annual Property investment  Tour using fully electric buses and unveiling its innovative Solar Leasing Solution - [NCBA Leads The Way In Africa On Sustainable Development Impact Disclosure Reporting Under New Guidelines.](https://ncbagroup.com/blog/latest-news/ncba-leads-the-way-in-africa-on-sustainable-development-impact-disclosure-reporting-under-new-guidelines/): The publication of the report makes NCBA the first African financial institution to use the new guidelines released by the Impact Disclosure Taskforce in October 2024. - [NCBA GROUP PLC Finalizes 100% Acquisition of AIG Kenya](https://ncbagroup.com/blog/latest-news/ncba-group-plc-finalizes-100-acquisition-of-aig-kenya/): The Insurance Company joins six other NCBA Group PLC subsidiaries - NCBA Investment Bank, NCBA Leasing LLP, NCBA Bancassurance Intermediary Ltd, NCBA Bank Uganda, NCBA Bank Tanzania and NCBA Bank Rwanda ## - [NCBA Group Abridged Financials FY2025](https://ncbagroup.com/?p=7832) - [NCBA Group FY 2025 Investor Presentation](https://ncbagroup.com/?p=7664) - [NCBA Group Plc Q1 2025 Investor Deck](https://ncbagroup.com/?p=7592) - [NCBA Group Plc Q3 2025 Investor Deck](https://ncbagroup.com/?p=7485) - [NCBA Group Plc H1 2025 Investor Deck](https://ncbagroup.com/?p=7329) - [NCBA Group Plc H1 2024 Investor Deck](https://ncbagroup.com/?p=5420) - [NCBA Group Plc Q1 2024 Investor Deck](https://ncbagroup.com/?p=5419) - [NCBA Group Plc FY 2023 Investor Deck](https://ncbagroup.com/?p=5418) - [NCBA Group Plc FY 2022 Investor Deck](https://ncbagroup.com/?p=5416) ## Newsroom Articles - [NCBA ADVANCES 10 MILLION TREE TARGET WITH AGROFORESTRY DRIVE AT KAMWAKI COFFEE ESTATE ON WORLD ENVIRONMENT DAY](https://ncbagroup.com/blog/newsroom-article/ncba-advances-10-million-tree-target-with-agroforestry-drive-at-kamwaki-coffee-estate-on-world-environment-day/): NCBA marked World Environment Day by planting indigenous trees and advancing ecosystem restoration efforts at Kamwaki Coffee Estate in Kiambu County, reinforcing its commitment to sustainable agriculture, climate resilience and its ambition to grow 10 million trees by 2030. - [NCBA GROUP PLC PROFIT AFTER TAX GROWS TO KES 6.0 BILLION IN Q1 2026 RESULTS](https://ncbagroup.com/blog/newsroom-article/ncba-group-plc-profit-after-tax-grows-to-kes-6-0-billion-in-q1-2026-results/): Nairobi, May 20th, 2026: NCBA Group PLC has reported a profit after tax of KES 6.0 billion in its Q1 2026 financial results which is a 9.0 per cent increase compared to KES 5.5 billion reported during a similar period in 2025. - [NCBA launches Rusizi branch, expanding its Rwandan and regional reach](https://ncbagroup.com/blog/newsroom-article/ncba-launches-rusizi-branch-expanding-its-rwandan-and-regional-reach/): Rusizi — NCBA Bank Rwanda has expanded its footprint in Rwanda’s Western Province with the official opening of its Rusizi branch, reinforcing its commitment to supporting local enterprise, regional trade, and inclusive financial access both within Rwanda and across borders. - [From Border Town to Regional Hub: NCBA Commits to Rubavu’s Next Phase of Growth](https://ncbagroup.com/blog/newsroom-article/from-border-town-to-regional-hub-ncba-commits-to-rubavus-next-phase-of-growth/): NCBA Bank Rwanda has reaffirmed its commitment to Rubavu’s next phase of growth: strengthening the city’s role as a border marketplace and a connected regional hub for trade, industry, and investment. - [NCBA Backs Musanze’s Urban Vision, Committing Financing to Power the City’s Progress](https://ncbagroup.com/blog/newsroom-article/ncba-backs-musanzes-urban-vision-committing-financing-to-power-the-citys-progress/): Musanze, Rwanda – NCBA Bank Rwanda has reaffirmed its commitment to supporting Musanze’s long-term urban and economic transformation, positioning itself as a key financial partner in advancing the city’s ambitious development vision and rapidly evolving skyline. - [MoKash Launches Lock Savings and Loan Top Up Features to Deepen Financial Inclusion and Empower Rwandans](https://ncbagroup.com/blog/newsroom-article/mokash-launches-lock-savings-and-loan-top-up-features-to-deepen-financial-inclusion-and-empower-rwandans/): Kigali, Rwanda – MoKash, Rwanda’s leading digital savings and loan platform, has today announced the launch of two powerful new value-added features, Lock Savings and Loan Top Up, designed to strengthen financial resilience, increase flexibility, and deepen access to responsible digital credit for millions of Rwandans. - [NCBA Bank Rwanda marks Kwibuka 32, reinforces commitment to remembrance, unity and resilience](https://ncbagroup.com/blog/newsroom-article/ncba-bank-rwanda-marks-kwibuka-32-reinforces-commitment-to-remembrance-unity-and-resilience/): Kigali – Kigali – As Rwanda marks 32 years since the Genocide against the Tutsi, NCBA Bank Rwanda joined Rwandans and the global community in commemorating the 32nd anniversary of the 1994 Genocide against the Tutsi, reaffirming its commitment to preserving memory, promoting unity, and supporting survivors. - [Kampala Auto Show Shifts into High Gear as Uganda’s Premier Motoring Festival By Edward Kayiwa](https://ncbagroup.com/blog/newsroom-article/kampala-auto-show-shifts-into-high-gear-as-ugandas-premier-motoring-festival-by-edward-kayiwa/): What started four years ago as a small, informal meetup of car enthusiasts and a handful of auto dealers has since grown into Uganda’s most thrilling and eagerly anticipated motoring event. As the Kampala Auto Show prepares for its fourth edition, it has transformed far beyond a simple exhibition—becoming a vibrant, high-energy festival that celebrates innovation, lifestyle, and the pure love of all things automotive. - [NCBA UGANDA URGES RESTRAINT, PATIENCE AND FINANCIAL STEWARDSHIP AT IFTAR DINNER](https://ncbagroup.com/blog/newsroom-article/ncba-uganda-urges-restraint-patience-and-financial-stewardship-at-iftar-dinner-2/): Kampala, March 06, 2026 — NCBA Bank Uganda has urged the Muslim community to embrace restraint, patience and prudent financial management as it hosted an Iftar dinner to mark the holy month of Ramadan, underscoring the institution’s role in promoting values-driven banking and inclusive economic growth. - [NCBA, AVSI DISTRIBUTE REUSABLE PADS TO FIGHT PERIOD POVERTY](https://ncbagroup.com/blog/newsroom-article/ncba-avsi-distribute-reusable-pads-to-fight-period-poverty/): NCBA Bank Uganda has partnered with AVSI, to distribute reusable sanitary pads to schoolgirls in a bid to combat period poverty and reduce menstrual-related absenteeism in schools. - [NCBA Launches 2026 “Meet, Mingle & Money Talks” Series to Empower Emerging Affluent Kenyans](https://ncbagroup.com/blog/newsroom-article/ncba-launches-2026-meet-mingle-money-talks-series-to-empower-emerging-affluent-kenyans/): 17th April.......Nairobi, Kenya. NCBA has launched its 2026 Meet, Mingle & Money Talks series, seizing the opportunity to bridge a critical financial education gap amongst emerging affluent and young professional clients. This is a concern most individuals face, especially when they earn a higher income but lack structured pathways to build, protect, and transfer their wealth. - [NCBA BACKS 42 WOMEN ENTREPRENUERS WITH USD 3.5M TO SCALE AGRI-FOOD BUSINESS](https://ncbagroup.com/blog/newsroom-article/ncba-backs-42-women-entreprenuers-with-usd-3-5m-to-scale-agri-food-business/): NCBA has launched the second cohort of 42 women agri-preneurs under the Affirmative Finance Action for Women in Africa (AFAWA) Acceleration progamme in partnership with SME Support Centre, African Guarantee Fund (AGF) and Unga Group Plc. - [NCBA Group PLC reports KES 23.4 billion in net profit, Dividend Per Share Up 30% and Launches New 5-Year Strategy](https://ncbagroup.com/blog/newsroom-article/ncba-group-plc-reports-kes-23-4-billion-in-net-profit-dividend-per-share-up-30-and-launches-new-5-year-strategy/): Nairobi, March 26th, 2026: NCBA Group PLC has announced a profit after tax of KES 23.4 billion in its full year 2025 financial results which is a 7.0 per cent increase compared to KES 21.9 billion reported during a similar period in 2024. The performance translates into an enhanced dividend payout of KES 11.7 billion up from KES 9.1 billion in 2024 underscoring the Group`s commitment to deliver attractive returns for its shareholders. - [NCBA BANK UGANDA, NFA PLANT 20,000 TREES IN NAMANANGA FOREST RESERVE](https://ncbagroup.com/blog/newsroom-article/ncba-bank-uganda-nfa-plant-20000-trees-in-namananga-forest-reserve/): Kayunga, March 26, 2026- NCBA Bank Uganda and the National Forestry Authority (NFA) have strengthened their partnership to combat Uganda’s alarming forest loss by relaunching a reforestation campaign in the Namananga Central Forest Reserve. - [NCBA BANK, PEARL MARINA ESTATES PARTNER BOOST HOME OWNERSHIP](https://ncbagroup.com/blog/newsroom-article/ncba-bank-pearl-marina-estates-partner-boost-home-ownership/): Garuga, March 26, 2026 - NCBA Bank Uganda and Pearl Marina Estate have entered into a strategic partnership aimed at expanding access to housing finance and boosting real estate development in the country. - [NCBA – Banking on Belief: Empowering Rising Kenyans to Conquer Global Sports](https://ncbagroup.com/blog/newsroom-article/ncba-banking-on-belief-empowering-rising-kenyans-to-conquer-global-sports/): In perfect alignment with its new 2026-2030 Corporate Brand purpose, Banking on Belief: Empowering Ambitions, NCBA has reaffirmed its commitment to Kenyan sports by celebrating the remarkable trajectory of professional Kenyan golfer Njoroge Kibugu. - [NCBA PARTNERS WITH ZARA GARDEN RESIDENCES TO BOOST HOME OWNERSHIP](https://ncbagroup.com/blog/newsroom-article/ncba-partners-with-zara-garden-residences-to-boost-home-ownership/): NCBA Bank Uganda has partnered with ZG Zargaba Group to expand access to mortgage financing and support the development of modern residential housing in Kampala, targeting both local buyers and Ugandans living in the diaspora. - [YOUNG GOLFERS SHINE AT NCBA JUNIOR GOLF SERIES – WINTER GRAND FINALE](https://ncbagroup.com/blog/newsroom-article/young-golfers-shine-at-ncba-junior-golf-series-winter-grand-finale/): Kampala, March 08, 2026 – Excitement and determination dominated the greens at Uganda Golf Club on Sunday as over 100 young golfers from across the country converged for the grand finale of the NCBA Junior Golf Series, a programme that has grown into a crucial pathway for nurturing Uganda’s junior golf talent. - [NCBA UGANDA URGES RESTRAINT, PATIENCE AND FINANCIAL STEWARDSHIP AT IFTAR DINNER](https://ncbagroup.com/blog/newsroom-article/ncba-uganda-urges-restraint-patience-and-financial-stewardship-at-iftar-dinner/): NCBA Bank Uganda has urged the Muslim community to embrace restraint, patience and prudent financial management as it hosted an Iftar dinner to mark the holy month of Ramadan, underscoring the institution’s role in promoting values-driven banking and inclusive economic growth. - [NCBA BANK REAFFIRMS SUPPORT FOR NATIONAL GOLF AS 2026 VICTORIA CUP KICKS OFF AT ENTEBBE](https://ncbagroup.com/blog/newsroom-article/ncba-bank-reaffirms-support-for-national-golf-as-2026-victoria-cup-kicks-off-at-entebbe/): Entebbe, March 2, 2026 – Uganda’s national golf team began their defence of the Victoria Cup today at Entebbe Club, with top amateur golfers from Kenya and Uganda competing in one of East Africa’s most prestigious cross-border tournaments. The four-day event, running through 6 March, features the tactical match-play formats of Foursomes, Four-balls, and Singles. - [NAIROBI PROPERTY TOUR](https://ncbagroup.com/blog/newsroom-article/nairobi-property-tour/): 28th February 2026, Nairobi, Kenya – NCBA Bank has reinforced its commitment to sustainable and affordable homeownership by hosting its annual Property investment  Tour using fully electric buses and unveiling its innovative Solar Leasing Solution, designed to make clean energy more accessible for Kenyan households. - [NAIROBI SME ENGAGEMENT](https://ncbagroup.com/blog/newsroom-article/nairobi-sme-engagement/): Nairobi, Kenya- 20th February 2026. NCBA convened over 100 Nairobi-based Small and Medium Enterprise (SME) traders for a high-impact financial literacy and advisory engagement.  The focus of the meeting was strengthening business resilience, unlocking growth opportunities and deepening access to tailored financial solutions. - [Commercial Banking Annual Breakfast](https://ncbagroup.com/blog/newsroom-article/commercial-banking-annual-breakfast/): Nairobi, Kenya- 19th February 2026 - NCBA Bank convened over 100 industry leaders, entrepreneurs and financial experts at its Annual Commercial Banking Forum under the theme “Vision to Velocity” to foster sustainable business growth. - [NCBA BANK UGANDA SECURES ISO CERTIFICATION, STRENGTHENS REGIONAL LEADERSHIP IN SECURE BANKING](https://ncbagroup.com/blog/newsroom-article/ncba-bank-uganda-secures-iso-certification-strengthens-regional-leadership-in-secure-banking/): Kampala, December 09,2025- NCBA Bank Uganda has officially been awarded the ISO 27001:2022 certification, the world’s leading standard for establishing and maintaining a robust Information Security Management System (ISMS). - [Changamka Festival 2025](https://ncbagroup.com/blog/newsroom-article/changamka-festival-2025/): NCBA joined Kenya’s manufacturing community as a partner at the Changamka Festival 2025, held alongside the Kenya Manufacturing Summit & Expo 2025 and Kenya Industrialization Week 2025. The events brought together innovators, manufacturers, entrepreneurs, policymakers, and financial institutions to showcase Kenya’s growing industrial ecosystem and advance the Buy Kenya, Build Kenya agenda. - [Strathmore EDP Programme Graduation](https://ncbagroup.com/blog/newsroom-article/strathmore-edp-programme-graduation/): NAIROBI, Kenya - 28th November 2025. NCBA has reinforced its commitment to elevating and empowering Kenya’s SME Sector as it celebrated a new cohort of 24 SME customers, who successfully completed the Strathmore Business School Enterprise Development Programme. - [NCBA JUNIOR GOLF WRAPS UP SEASON FOUR, PAVING THE WAY FOR UGANDA’S NEXT GENERATION OF CHAMPIONS](https://ncbagroup.com/blog/newsroom-article/ncba-junior-golf-wraps-up-season-four-paving-the-way-for-ugandas-next-generation-of-champions/): Lugazi, November 16, 2025 - The 2025 NCBA Uganda Junior Golf Series has wrapped up its fourth season in style at the Lugazi Golf Club, capping a year of inspiring performances and renewed commitment to nurturing Uganda’s next generation of golf champions. - [Qatar Race Winners Send Off Ceremony](https://ncbagroup.com/blog/newsroom-article/qatar-race-winners-send-off-ceremony/): NAIROBI, Kenya - 7th November 2025 - NCBA Bank Kenya PLC has today held a send-off ceremony for three customers who emerged winners in the NCBA Visa Qatar Grand Prix 2025 campaign. The winners, together with their companions, will enjoy an all-expenses-paid experience at the Qatar Formula 1 Grand Prix courtesy of NCBA Bank and Visa. - [Nakuru Private Schools Customer Engagement](https://ncbagroup.com/blog/newsroom-article/nakuru-private-schools-customer-engagement/): 7th November, 2025…. Nakuru, Kenya. NCBA Bank has today hosted the third edition of its regional “Future-Ready Schools: Embracing Sustainability &Innovation” forum in Nakuru. The forum brought together private school owners, administrators and education sector stakeholders to explore how schools can leverage financing, sustainability and digital transformation to strengthen operations and support long-term growth. - [NCBA X KABARAK UNIVERSITY](https://ncbagroup.com/blog/newsroom-article/ncba-x-kabarak-university/): The Business Development Programme aims to equip entrepreneurs with skills in finance, strategy, innovation and sustainability. - [NCBA GOLF SERIES CONCLUDES FINAL LEG AT ENTEBBE GOLF CLUB](https://ncbagroup.com/blog/newsroom-article/ncba-golf-series-concludes-final-leg-at-entebbe-golf-club/): Entebbe, October 25, 2025- The Entebbe Golf Club played host to the finale of the NCBA Golf Series this week, where golfers from across Uganda competed for a final- third spot in the regional grand finale. - [NCBA Coast Circuit](https://ncbagroup.com/blog/newsroom-article/ncba-coast-circuit/): 25th October 2025……Mombasa, Kenya. In line with its customer obsession agenda, NCBA has concluded its Coast leadership engagement circuit, which brought together customers, partners and staff across Ukunda, Nyali and Mombasa. The three-day activity provided a platform for open dialogue with customers, offering valuable insights into their experiences and expectations while reinforcing NCBA’s commitment to customer-centric growth in one of Kenya’s most economically vibrant regions. - [Central Region Platinum Customer engagement](https://ncbagroup.com/blog/newsroom-article/central-region-platinum-customer-engagement/): The forum focused on key components of estate planning, including Living Wills and Family Trusts. - [NCBA BANK AND UBTS LAUNCH MAJOR DRIVE TO ADDRESS UGANDA’S CRITICAL BLOOD SHORTAGE](https://ncbagroup.com/blog/newsroom-article/ncba-bank-and-ubts-launch-major-drive-to-address-ugandas-critical-blood-shortage/): Kampala, October 23, 2025 – NCBA Bank Uganda has joined forces with the Uganda Blood Transfusion Services (UBTS) to launch a two-day blood donation campaign aimed at bridging Uganda’s national blood supply gap. - [Gold Banking Meet Mingle and Money Talks Coast Edition](https://ncbagroup.com/blog/newsroom-article/gold-banking-meet-mingle-and-money-talks-coast-edition/): Mombasa, Kenya….17th October 2025. NCBA has taken its customer engagement drive to the Coast with the high level “Meet, Mingle & Money talks’ forum, in Mombasa, as part of its ongoing efforts to strengthen relationships with its emerging affluent and young professional clients across Kenya. This event marks another step in NCBA’s commitment to being a truly customer centric institution; one that listens, learns and acts on the needs of its clients with intentionality and care. - [NCBA BANK PLEDGES CONTINUED SUPPORT FOR CFO AWARDS, CALLS ON FINANCE LEADERS TO BUILD RESILIENT, PURPOSE-DRIVEN INSTITUTIONS](https://ncbagroup.com/blog/newsroom-article/ncba-bank-pledges-continued-support-for-cfo-awards-calls-on-finance-leaders-to-build-resilient-purpose-driven-institutions/): Kampala, October 16, 2025 - NCBA Bank has reaffirmed its commitment to supporting visionary financial leadership in Uganda, pledging continued backing for the annual Chief Financial Officers (CFO) Awards and advancing the country’s drive toward sustainable growth and innovation. - [NCBA China CSME Trip](https://ncbagroup.com/blog/newsroom-article/ncba-china-csme-trip/): NCBA Bank’s Commercial and SME (CSME) division embarked on a transformative trade and business immersion trip to China from October 12–23, 2025. The delegation of NCBA staff and clients from diverse industries across Kenya and the region explored Shanghai, Yiwu, and Guangzhou, immersing themselves in China’s manufacturing ecosystems, trade links, and global sourcing opportunities. The experience formed part of NCBA’s mission to connect African entrepreneurs to global markets, foster strategic partnerships, and enhance trade capacity within its client base. - [NCBA Steps in to Change the Story for Children Through Education in Musanze](https://ncbagroup.com/blog/newsroom-article/ncba-steps-in-to-change-the-story-for-children-through-education-in-musanze/): Kigali, Rwanda 3rd October 2025 NCBA Bank continues to demonstrate its commitment to sustainability and education by supporting the communities we work with and serve. As part of these efforts, NCBA is supporting children in Musanze District through Transformational Ministries, an organization dedicated to empowering families and improving children’s access to education. - [NCBA ENHANCES PROPERTY OWNERSHIP JOURNEY THROUGH ITS 2025 PROPERTY BUS TOUR](https://ncbagroup.com/blog/newsroom-article/ncba-enhances-property-ownership-journey-through-its-2025-property-bus-tour/): NCBA hosted its annual Property Bus Tour on Saturday, June 28, 2025, offering a personalised experience for prospective homeowners and property investors. The event offered NCBA customers a curated, hands-on experience of Nairobi’s real estate market – bridging the gap between aspiration and action. - [NCBA Thought Leadership on CNBC Africa](https://ncbagroup.com/blog/newsroom-article/ncba-thought-leadership-on-cnbc-africa/): We’re excited to announce our partnership with CNBC Africa, giving NCBA a powerful platform to connect with key decision-makers across the continent. - [Elevating Kenya’s Creative Economy with NCBA Elev8 LIVE](https://ncbagroup.com/blog/newsroom-article/elevating-kenyas-creative-economy-with-ncba-elev8-live/): Kenya’s creative economy is bursting with passion and talent, yet many young artistes still face challenges building sustainable careers. To bridge this gap, NCBA has partnered with Motif Di Don to introduce Elev8 LIVE - [UGEFA and NCBA Deepen Collaboration to Scale Green Finance Impact in Uganda](https://ncbagroup.com/blog/newsroom-article/ugefa-and-ncba-deepen-collaboration-to-scale-green-finance-impact-in-uganda/): The Uganda Green Enterprise Finance Accelerator (UGEFA) and NCBA are pleased to announce the next phase of their partnership, reaffirming their shared commitment to advancing sustainable economic growth and environmental stewardship in Uganda. Building on their engagement during UGEFA Phase I, both organisations are now joining forces to scale the reach and impact of green finance for small- and medium-sized enterprises (SMEs) across the country. - [NCBA JUNIOR GOLF SERIES TEES OFF SEASON 3 WITH A FOCUS ON CULTIVATING CHAMPIONS](https://ncbagroup.com/blog/newsroom-article/ncba-junior-golf-series-tees-off-season-3-with-a-focus-on-cultivating-champions/): Kampala, September 07, 2025 – The NCBA Uganda Junior Golf Series has officially teed off its third season, bringing together young golfers from across the nation with a renewed promise to nurture the next generation of champions. The series, now a key fixture on Uganda’s junior sports calendar, aims to cultivate talent among children aged 6 to 18 while providing exposure to competitive golf. - [NCBA GROUP PLC REPORTS PROFIT AFTER TAX GROWTH OF 12.6% TO KES 11.1 BILLION](https://ncbagroup.com/blog/newsroom-article/ncba-group-plc-reports-profit-after-tax-growth-of-12-6-to-kes-11-1-billion/): NCBA Group PLC “Group” has posted a profit after tax of KES 11.1 billion in its H1 2025 financial results which is a 12.6 per cent increase compared to KES 9.8 billion reported during a similar period in 2024. - [NCBA BANK CHAMPIONS EDUCATION, INCLUSION, AND EMPOWERMENT AT HISTORIC MAKRUN 2025](https://ncbagroup.com/blog/newsroom-article/ncba-bank-champions-education-inclusion-and-empowerment-at-historic-makrun-2025/): Kampala, Uganda – August 17, 2025 – NCBA Bank has reaffirmed its commitment to advancing education, inclusion, and community empowerment through its sponsorship of MakRun 2025, which for the first time featured a full 42.2 km professional marathon alongside the 21 km, 10 km, and 5 km races. - [NCBA DEEPENS GOLD BANKING CUSTOMER ENGAGEMENT THROUGH A “MEET, MINGLE & MONEY TALKS” SERIES](https://ncbagroup.com/blog/newsroom-article/ncba-deepens-gold-banking-customer-engagement-through-a-meet-mingle-money-talks-series/): NCBA has today successfully hosted its Gold Banking Customers in Nairobi, following the successful launch of the "Meet, Mingle & Money Talks" series in June this year. The series provides a premium, in-person platform for NCBA’s Gold Banking clients to interact directly with its senior leadership, Relationship Managers and product specialists. - [NCBA Bank Achieves Remarkable Performance in Q1 2023](https://ncbagroup.com/blog/newsroom-article/ncba-bank-achieves-remarkable-performance-in-q1-2023-2/): Our bank has achieved remarkable results in the first quarter of 2023, securing the fourth position among mid-sized banks! This incredible achievement is a testament to our unwavering commitment to excellence and our strategic vision for growth. - [NCBA Group Plc Unveils New Brand Identity NCBA-IG for Its NCBA Insurance Company Subsidiary](https://ncbagroup.com/blog/newsroom-article/ncba-group-plc-unveils-new-brand-identity-ncba-ig-for-its-ncba-insurance-company-subsidiary/): NCBA Group PLC (“NCBA”) is proud to unveil the new brand identity for its insurance business following full acquisition of AIG Kenya in July 2024. The insurance subsidiary, now associated with its new business identity name NCBA InsuranceCompany, joins NCBA’s six other subsidiaries, reinforcing the Group’s commitment to expand its footprint in the ever-evolving financial services landscape. - [NCBA Sponsors TZ Junior Golf Team](https://ncbagroup.com/blog/newsroom-article/ncba-sponsors-tz-junior-golf-team/): NCBA Bank is driving the future of golf in Tanzania by sponsoring the Watoto Juniors Golf Team in the All Africa Juniors Competition. This sponsorship showcases the bank’s commitment to community development and fostering talent in various sectors, including sports. - [Embracing Equity: Celebrating Women’s Achievements at NCBA Bank Tanzania](https://ncbagroup.com/blog/newsroom-article/embracing-equity-celebrating-womens-achievements-at-ncba-bank-tanzania/): As we look back on the month of March, we are proud to have celebrated International Women’s Day at NCBA Bank Tanzania with the theme “Embracing Equity.” We believe in creating a workplace where everyone has equal opportunities to succeed, and we were excited to recognize the achievements and contributions of women in our organization and beyond. ## Pillars - [5. Optimise Our Corporate Governance](https://ncbagroup.com/blog/pillar/optimise-our-corporate-governance/) - [4. Enhance the Impact of Our Community Engagement Model](https://ncbagroup.com/blog/pillar/enhance-the-impact-of-our-community-engagement-model/) - [3. Mitigate the Impact of Climate Related Risks to Our Long Term Performance​](https://ncbagroup.com/blog/pillar/mitigate-the-impact-of-climate-related-risks-to-our-long-term-performance/) - [2. Ignite Our Customers’ Transition to a Low Carbon Operating Model](https://ncbagroup.com/blog/pillar/ignite-our-customers-transition-to-a-low-carbon-operating-model/) - [1. Minimize Our Direct Impact On the Climate and Amplify Our Tree Planting Program](https://ncbagroup.com/blog/pillar/minimize-our-direct-impact-on-the-climate-and-amplify-our-tree-planting-program/) ## Quarterly Earnings Reports - [NCBA Group Q1 2026 Financial Results](https://ncbagroup.com/blog/quarterly-earnings/ncba-group-q1-2026-financial-results/) - [NCBA Group Abridged Financials FY2025](https://ncbagroup.com/blog/quarterly-earnings/ncba-group-abridged-financials-fy2025/) - [NCBA Group Financials Final 25.03.2026](https://ncbagroup.com/blog/quarterly-earnings/ncba-group-financials-final-25-03-2026/) - [NCBA Group Q3 2025 Financial Results](https://ncbagroup.com/blog/quarterly-earnings/ncba-group-q3-2025-financial-results/) - [Press Release NCBA Q3 2025 Financial Results](https://ncbagroup.com/blog/quarterly-earnings/press-release-ncba-q3-2025-financial-results/) - [NCBA Group H1 2025 Financial Results](https://ncbagroup.com/blog/quarterly-earnings/ncba-group-h1-2025-financial-results/) - [Press Release NCBA H1 2025 Financial Results](https://ncbagroup.com/blog/quarterly-earnings/press-release-ncba-h1-2025-financial-results/) - [NCBA Group Q1 2025 Financial Results](https://ncbagroup.com/blog/quarterly-earnings/ncba-group-q1-2025-financial-results/) - [NCBA Group Half Year Financials 2024](https://ncbagroup.com/blog/quarterly-earnings/ncba-group-half-year-financials/) - [Unaudited Financial Results of the Bank and Group for the period ended 31st March 2024](https://ncbagroup.com/blog/quarterly-earnings/unaudited-financial-results-of-the-bank-and-group-for-the-period-ended-31st-march-2024/) - [NCBA Group PLC Summary Audited Financial Results for the Year ended 31st December, 2023](https://ncbagroup.com/blog/quarterly-earnings/ncba-group-plc-summary-audited-financial-results-for-the-year-ended-31st-december-2023/) - [NCBA Bank and Group Q3 Financial Results 2023](https://ncbagroup.com/blog/quarterly-earnings/ncba-bank-and-group-q3-financial-results-2023/) - [NCBA Group Half Year Financial Results 2023](https://ncbagroup.com/blog/quarterly-earnings/ncba-group-half-year-financial-results/) - [Un-audited financial results of Group and Bank for the period ended 31st March 2023](https://ncbagroup.com/blog/quarterly-earnings/un-audited-financial-results-of-group-and-bank-for-the-period-ended-31st-march-2023/) - [NCBA Group 2022 Abridged Financials](https://ncbagroup.com/blog/quarterly-earnings/ncba-group-2022-abridged-financials/) - [Unaudited Financial Results of the Bank and Group for the period ended 30th September, 2022](https://ncbagroup.com/blog/quarterly-earnings/unaudited-financial-results-of-the-bank-and-group-for-the-period-ended-30th-september-2022/) - [Unaudited Financial Results of the Bank and Group for the period ended 30th June, 2022](https://ncbagroup.com/blog/quarterly-earnings/unaudited-financial-results-of-the-bank-and-group-for-the-period-ended-30th-june-2022/) - [The unaudited financial results of the Bank and Group for the period ended 31st March, 2022](https://ncbagroup.com/blog/quarterly-earnings/the-unaudited-financial-results-of-the-bank-and-group-for-the-period-ended-31st-march-2022/) - [NCBA Group PLC Summary Audited Financial Results for the Year ended 31st December, 2021](https://ncbagroup.com/blog/quarterly-earnings/ncba-group-plc-summary-audited-financial-results-for-the-year-ended-31st-december-2021/) - [2021 NCBA Group Full year Financials](https://ncbagroup.com/blog/quarterly-earnings/2021-ncba-group-full-year-financials/) - [NCBA Group Q3 FINANCIALS 2021](https://ncbagroup.com/blog/quarterly-earnings/ncba-group-q3-financials-2021/) - [NCBA H1, 2021 FINANCIAL RESULTS](https://ncbagroup.com/blog/quarterly-earnings/ncba-h1-2021-financial-results/) - [The Un-audited financial results of the Bank and Group for the period ended 31st March, 2021](https://ncbagroup.com/blog/quarterly-earnings/the-un-audited-financial-results-of-the-bank-and-group-for-the-period-ended-31st-march-2021/) - [NCBA Group Abridged Financials 2020](https://ncbagroup.com/blog/quarterly-earnings/ncba-group-abridged-financials/) - [Audited Financial Results of the Bank and Group for the year ended 31st December 2020](https://ncbagroup.com/blog/quarterly-earnings/audited-financial-results-of-the-bank-and-group-for-the-year-ended-31st-december-2020/) - [NCBA Group PLC reports a profit of KES 4.98 billion in 2020](https://ncbagroup.com/blog/quarterly-earnings/ncba-group-plc-reports-a-profit-of-kes-4-98-billion-in-2020/) - [NCBA Group PLC Half year 2020 Financials](https://ncbagroup.com/blog/quarterly-earnings/ncba-group-plc-half-year-2020-financials/) - [NCBA Bank and Group Financial Results Q1 2020](https://ncbagroup.com/blog/quarterly-earnings/ncba-bank-and-group-financial-results-q1-2020/) - [Audited financial results of the Companies for the year ended 31st December 2019](https://ncbagroup.com/blog/quarterly-earnings/audited-financial-results-of-the-companies-for-the-year-ended-31st-december-2019/) - [NCBA Group PLC – Abridged Financials 2019](https://ncbagroup.com/blog/quarterly-earnings/ncba-group-plc-abridged-financials-2019/) ## Shareholder Information Reports - [NCBA 66TH AGM – SHAREHOLDER Q&A REPORT](https://ncbagroup.com/blog/shareholder-informat/ncba-66th-agm-shareholder-qa-report/) - [Frequently Asked Questions in respect to the Nedbank Offer to NCBA Shareholders](https://ncbagroup.com/blog/shareholder-informat/frequently-asked-questions-in-respect-to-the-nedbank-offer-to-ncba-shareholders/) - [Proposed Strategic Investment and Acquisition of NCBA Group PLC ordinary shares by Nedbank Group Limited](https://ncbagroup.com/blog/shareholder-informat/proposed-strategic-investment-and-acquisition-of-ncba-group-plc-ordinary-shares-by-nedbank-group-limited/) - [Offer Document by Nedbank Group Limited to NCBA Group Plc Shareholders](https://ncbagroup.com/blog/shareholder-informat/offer-document-by-nedbank-group-limited-to-ncba-group-plc-shareholders/) - [NCBA Shareholders Circular in respect of the Offer by Nedbank Group Ltd](https://ncbagroup.com/blog/shareholder-informat/ncba-shareholders-circular-in-respect-of-the-offer-by-nedbank-group-ltd/) - [Independent Financial Adviser’s Circular in respect of Offer by Nedbank Group Ltd](https://ncbagroup.com/blog/shareholder-informat/independent-financial-advisers-circular-in-respect-of-offer-by-nedbank-group-ltd/) - [NCBA Group AGM Notice 2026](https://ncbagroup.com/blog/shareholder-informat/ncba-group-agm-notice-2026/) - [Proxy Form Swahili – NCBA Group 2026 AGM](https://ncbagroup.com/blog/shareholder-informat/proxy-form-swahili-ncba-group-2026-agm/) - [Proxy Form English – NCBA Group 2026 AGM](https://ncbagroup.com/blog/shareholder-informat/proxy-form-english-ncba-group-2026-agm/) - [NCBA Group Annual Report and Financial Statements FY2025](https://ncbagroup.com/blog/shareholder-informat/ncba-group-annual-report-and-financial-statements-fy2025/) - [Nedbank Intention to Acquire 66% of NCBA Group Plc](https://ncbagroup.com/blog/shareholder-informat/nedbank-intention-to-acquire-66-of-ncba-group-plc/) - [NCBA Nedbank Press Release January 21 2026](https://ncbagroup.com/blog/shareholder-informat/ncba-nedbank-press-release-january-21-2026/) - [Nedbank Press Notice Final](https://ncbagroup.com/blog/shareholder-informat/nedbank-press-notice-final/) - [NCBA Bank Kenya PLC Board Charter](https://ncbagroup.com/blog/shareholder-informat/ncba-bank-kenya-plc-board-charter/) - [Public Notice NCBA Bank Kenya PLC Independent Director Appointment](https://ncbagroup.com/blog/shareholder-informat/public-notice-ncba-bank-kenya-plc-independent-director-appointment/) - [Public Notice qp Board](https://ncbagroup.com/blog/shareholder-informat/public-notice-qp-board/) - [Public Notice Board Appointment 30.07.2024](https://ncbagroup.com/blog/shareholder-informat/public-notice-board-appointment-30-07-2024/) - [Public Notice NCBA Group PLC 64th AGM Polling Results](https://ncbagroup.com/blog/shareholder-informat/public-notice-ncba-group-plc-64th-agm-polling-results/) - [NCBA Group Board Remuneration Attraction and Retention Policy](https://ncbagroup.com/blog/shareholder-informat/ncba-group-board-remuneration-attraction-and-retention-policy/) - [AGM Notice 2024 28.04.2024](https://ncbagroup.com/blog/shareholder-informat/agm-notice-2024-28-04-2024/) - [AGM Notice 2023 08.05.2023 1](https://ncbagroup.com/blog/shareholder-informat/agm-notice-2023-08-05-2023-1/) - [NCBA Group Plc Cautionary Notice 250923](https://ncbagroup.com/blog/shareholder-informat/ncba-group-plc-cautionary-notice-250923/) - [Final Public Notice qp Polling 31.05.2023](https://ncbagroup.com/blog/shareholder-informat/final-public-notice-qp-polling-31-05-2023/) - [NCBA Group PLC Proxy Form 2023](https://ncbagroup.com/blog/shareholder-informat/ncba-group-plc-proxy-form-2023/) - [NCBA Bank Kenya PLC Medium Term Note 11th Interest Payment](https://ncbagroup.com/blog/shareholder-informat/ncba-bank-kenya-plc-medium-term-note-11th-interest-payment/) - [NCBA Group PLC Board Changes](https://ncbagroup.com/blog/shareholder-informat/ncba-group-plc-board-changes/) ## Staff Testimonials - [Hilda Njoroge](https://ncbagroup.com/blog/staff-testimonial/henry-mwiti/): NCBA has supported my growth in ways I never imagined. From day one, I was welcomed by a supportive team and leadership that truly cares. Through the career coaching program, I gained a mentor who helped me find clarity and confidence in my career path. What sets NCBA apart is its commitment to nurturing talent and innovation while providing the support needed to excel. Proud to be part of a team that champions growth, collaboration, and excellence. - [Beatrice Gicuhi](https://ncbagroup.com/blog/staff-testimonial/jane-waweru/): NCBA has a strong culture of great leadership, and I’ve been fortunate to work with inspiring leaders who have not only shaped my journey but also given me the opportunity to inspire others in my own way. With retirement on the horizon, I take comfort in knowing that the friendships I’ve built here will last beyond the workplace—there will always be people to walk, hike, and share a cup of tea with when that time comes. Without a doubt, NCBA has provided me with incredible opportunities, both professionally and personally. ## Team - [Esther W. Kung’u](https://ncbagroup.com/blog/team/esther-kungu/): Esther is a seasoned governance practitioner and legal professional with over 25 years of experience in the financial services sector. She joined AIG Kenya Insurance Company Limited (AIG Kenya) in 2008 as Deputy Claims Manager and steadily rose through various leadership roles, including Head of Legal and Governance for both AIG Kenya and AIG Uganda Limited. She was appointed Head of Legal and Company Secretary of NCBA Insurance Company Limited (formerly AIG Kenya) in July 2024. Esther is an Advocate of the High Court of Kenya, a Certified Public Secretary, Certified Governance Auditor, a member of the Law Society of Kenya and the Institute of Certified Public Secretaries of Kenya. Esther holds an Executive MBA from Moi University, a Bachelor of Laws (LLB - Hons) from the University of Nairobi, and a Diploma in Legal Practice from the Kenya School of Law in addition to several other professional certifications and accreditations - [Nelly W. Wainaina](https://ncbagroup.com/blog/team/nelly-wainaina/): Ms Wainaina is the Group Director- Marketing, Communication and Citizenship with over 22 years of international marketing experience across multiple countries, where she has led a number of strategic marketing initiatives including consumer innovations and developing marketing campaigns. She has led notable business projects in Africa and grown market share plus brand equity for global brands. Nelly has served in diverse roles for multinational companies namely The Coca-Cola Company, Colgate-Palmolive, Reckitt Benckiser and Mondelez. - [Pauline N. Ndote](https://ncbagroup.com/blog/team/pauline-ndote/): Ms. Ndote is the Group Director, Credit Risk Management and previously served as the Group Head of Credit Risk Management at CBA. She has had the overall responsibility for the Group’s Credit Risk Management process, which includes lending, credit administration, portfolio management, and remedial management. Prior to joining CBA, Ms. Ndote worked with Housing Finance Company of Kenya as the Chief Risk Officer and Stanbic Bank as Head of Credit. She holds a Global Executive MBA from USIU Kenya, a Bachelor of Commerce Degree with double majors in Accounting and Business Administration & Management from Daystar University, and is an Associate of the Kenya Institute of Bankers. - [Eric N. Muriuki](https://ncbagroup.com/blog/team/eric-muriuki-njagi/): Mr. Muriuki is the Group Director, Digital Business, and previously served as the General Manager of New Business Ventures at CBA Group since 2011. Mr. Muriuki has been a key member of the CBA Group team since 2007 when he joined as a Business Development Manager, a position he held up to 2009. He then served as the Head of Enterprise Programmes Management until he moved into his most recent role in 2011. Mr. Muriuki has extensive regional experience in the banking industry dating back to 1999. Prior to joining the CBA Group, Mr. Njagi was the Head of Business Change Management at the Co-operative Bank of Kenya. He also worked as a Business Systems Manager and an Information Technology Officer at Citibank N.A. He holds a BSc in Mathematics and Computer Science from the Jomo Kenyatta University of Agriculture and Technology (JKUAT), a Master of Business Administration from Strathmore Business School. He is also a member of the Institute for the Management of Information Systems (IMIS), a Certified Information Systems Auditor (CISA), and a Cisco Certified Network Associate (CCNA). - [Louisa C. W. Wandabwa](https://ncbagroup.com/blog/team/louisa-wandabwa/): Louisa Wandabwa is the Director of Strategy & Chief of Staff at NCBA Group. In this role she is responsible for the Group Strategy, Corporate Development & Investor Relations functions at NCBA Group and is a member of the Group Executive Committee. Louisa is an accomplished executive with a proven 15+ year track record of driving transformative initiatives and catalyzing change for global organizations and in Africa. She has extensive experience in crafting and implementing high impact strategies, optimizing operations and fostering innovation to deliver outstanding shareholder value. She is uniquely skilled in her ability to navigate complex business landscapes through the combination of visionary thinking and tactical execution. Louisa has a solid general management foundation across strategic planning, innovation, finance, marketing, corporate development and risk management. She is a dedicated people first leader who is known for building high performing teams where every individuals potential is unlocked. Her skills and experiences were forged at Fortune 500 organizations including; Johnson & Johnson, CIT Group, PwC and American Express (all in the US). She has an MBA from the Wharton School, University of Pennsylvania and a B.S Business Administration from Newberry College (Summa Cum Laude). - [Lennox M. Mugambi](https://ncbagroup.com/blog/team/lennox-mugambi/): Mr. Mugambi holds a Bachelor of Arts in Economics degree from Kenyatta University, an Executive Masters of Business Administration from Strathmore Business School, and Panafrican EMBA Module and Leadership, Innovation and Growth in Globalized World program from IESE Business School, the University of Navarra in Barcelona, Spain. He has 20 years of experience in Banking, having previously worked at Standard Chartered Bank Kenya Limited, Stanbic Bank Kenya Limited, and later Barclays Bank of Kenya Limited as Head of Asset Finance before joining NCBA (then NIC Bank Limited) in October 2015 as Deputy Director, Asset Finance. - [Tim Armitage](https://ncbagroup.com/blog/team/tim-armitage/): Tim brings on board over 19 years of Risk Management experience in regional and global roles in international banking (Investment, Corporate and Retail banks). His experience is in designing and implementing risk models, methodologies, policies and frameworks that enhance bank strategy. He has provided industry thought leadership on the country and sovereign risk, built specialist credit and risk functions as well as helped steer organizations through both growth and crisis. He has experience leading industry forums, regulatory engagement, ministerial and C-suite level advisory and due diligence missions. He is professional media trained with interviews and articles featured across TV, Radio and Print media including Bloomberg, BBC, CNBC, Reuters, Financial Times and Newsweek. Tim has served in a number of leadership roles in global companies. His most recent engagement was with ANZ Bank Ltd, Singapore, where he headed the Global Country Risk team, and Asia FI Risk team and deputized for the Singapore Chief Risk Officer (CRO). Prior to this, he worked with Nomura International Plc, London UK as Executive Director - Global Head of Country Risk. Morgan Stanley, London UK as Vice President - EMEA Country Risk. Tim has a Global Executive Masters of Business Administration from INSEAD, France, a Master of Science in International Economics from Suffolk University, Boston, USA and a Bachelor of Science joint honours in Economics & Geography from University of Wales Swansea, UK. - [Monicah W. Kihia](https://ncbagroup.com/blog/team/monicah-kihia/): Mrs. Kihia is the Group Director, Human Resources and Culture, and previously served as the Director, Human Resources at NIC. Mrs. Kihia holds an MBA (Strategic Management & Human Resources) from the University of Nairobi, and a Bachelor of Education (Mathematics & Economics) from Egerton University. She is also a Certified Executive Coach by the Academy of Executive Coaching – UK and a member of the Institute of Human Resources Management (IHRM). Prior to joining NCBA, she was the Deputy Head of HR for E.A. and Head of Learning & Development for Sub-Saharan Africa at Citi Bank, responsible for providing leadership in the human capital and organizational development functions. Prior to this, she held several senior positions in Africa within the Human Resources, Operations, and Customer Service functions of Citi Group. She joined NCBA in July 2014 and has over 20 years of experience as a Business Leader. - [Isaac I.Y. Owilla](https://ncbagroup.com/blog/team/isaac-owilla/): Mr. Isaac Owilla is an accomplished Banking Operations and Technology executive with over 20 years of experience. He is a holder of Bachelor of Commerce, Management Science Option from the University of Nairobi and an MBA in Information Technology Management from University of Leicester, UK. He is also a Certified Public Accountant (CPA-K) and holds a Diploma in Strategic Management and Leadership (CMI Level 7– UK). At NCBA, Isaac leads a diverse team responsible for supporting Business goals, delivering exceptional Customer Experiences, and driving Operational efficiency through Technology and delivery of Transformational Projects. Prior to this, Isaac held senior roles at Citibank across Africa and the Middle East, spearheading initiatives such as payments modernization, core banking system implementation, and operational resilience. He is a strategic leader with a proven track record of driving innovation and operational excellence in the banking sector across multiple geographies. He has served as the Vice President Technology and Operations in Citi Kenya and also as Country Business Head for Technology and Operations in Uganda and Jordan. He has also served as a board member for Citibank Tanzania and has also worked in South Africa, United Kingdom and Cameroon. In addition, Isaac loves to lead and develop a diverse team of world-class technology and operations staff capable of supporting business goals, deliver first class client experience through quality and innovation while embracing technology efficiency and strong focus on a robust control environment. - [Raphael O. Agung](https://ncbagroup.com/blog/team/raphael-agung/): Raphael Agung’ has over 20 years in banking, economic policy, and research, having started as a Graduate trainee at the then Commercial Bank of Africa. As Group Director, Global Markets, he oversees the strategic direction and commercial performance of the Bank’s trading desk, as well as overall prudent balance sheet management. He also doubles as the Chief Economist for the NCBA Group where he curates the Bank’s views on macroeconomic developments and trends. The economic research practice which he oversees acts as the analytical brain trust for the Bank’s executive organs. Prior to this role, He served as Head of Treasury Kenya and Head of Trading at CBA where he was instrumental in building high-performing teams. - [Dennis W. Njau](https://ncbagroup.com/blog/team/dennis-njau/): Dennis Njau holds a Double Major Master’s Degree in Strategic Management and Marketing, and a Bachelor of Commerce degree specializing in Finance. He is also an Associate of the Kenya Institute of Bankers and a Certified Public Accountant (CPA Part I).   - [David S. Abwoga](https://ncbagroup.com/blog/team/david-abwoga/): Mr. Abwoga has over 25 years regional experience in Audit, Operations and Finance, having worked for several years in various executive management positions at Citibank N.A., Marshalls (E.A.) Ltd. and Deloitte, the last three of which have been as Director, Finance and Strategy at NIC Bank. Mr. Abwoga holds a BA degree in Economics from Moi University and an MBA, Strategic Management from the University of Nairobi. He is also a Certified Public Accountant, CPA (K) and Certified Public Secretary, CPS (K) in Kenya. He joined the Board on 21st March 2018. - [John M. Gachora](https://ncbagroup.com/blog/team/john-gachora/): Mr. Gachora has several years of experience in executive management positions at various global companies in Corporate and Investment Banking, Structuring and Financial Engineering, Commercial Banking and Financial services. He is a Director of several other companies and previously served as a Managing Director at Bank of America Securities and as Managing Director, Corporate and Investment Banking at Barclays Africa prior to joining the NCBA Group. Mr. Gachora holds Bachelor of Science and Masters in Engineering degrees in Electrical Engineering and Computer Science from the Massachusetts Institute of Technology, USA and an MBA degree from the Wharton School, University of Pennsylvania, USA. ## Categories - [Chairperson](https://ncbagroup.com/blog/category/chairperson/) - [Managing Director](https://ncbagroup.com/blog/category/managing-director/) ## Award Years - [2023](https://ncbagroup.com/blog/award-year/2023/) - [2024](https://ncbagroup.com/blog/award-year/2024/) - [2025](https://ncbagroup.com/blog/award-year/2025/) ## By Year - [2025](https://ncbagroup.com/blog/by-year/2025/) - [2026](https://ncbagroup.com/blog/by-year/2026/) ## Category Tabs - [Annual Reports](https://ncbagroup.com/blog/category-tabs/annual-reports/) - [ESG](https://ncbagroup.com/blog/category-tabs/esg/) - [Investor Relations Contacts](https://ncbagroup.com/blog/category-tabs/relations-contacts/) - [NCBA Group Credit Ratings](https://ncbagroup.com/blog/category-tabs/credit-ratings/) - [Quarterly Earnings](https://ncbagroup.com/blog/category-tabs/quarterly-earnings/) - [Shareholder Information](https://ncbagroup.com/blog/category-tabs/shareholder-info/) ## Countries - [Kenya](https://ncbagroup.com/blog/country/kenya/) - [Rwanda](https://ncbagroup.com/blog/country/rwanda/) - [Tanzania](https://ncbagroup.com/blog/country/tanzania/) - [Uganda](https://ncbagroup.com/blog/country/uganda/) ## Departments - [Compliance and Regulatory Affairs](https://ncbagroup.com/blog/department/compliance-and-regulatory-affairs/) - [Corporate Banking](https://ncbagroup.com/blog/department/corporate-banking/) - [Credit Risk](https://ncbagroup.com/blog/department/credit-risk/) - [Customer Experience](https://ncbagroup.com/blog/department/customer-experience/) - [Digital Business](https://ncbagroup.com/blog/department/digital-business/) - [Enterprise Risk](https://ncbagroup.com/blog/department/enterprise-risk/) - [Executive Office](https://ncbagroup.com/blog/department/executive-office/) - [Finance](https://ncbagroup.com/blog/department/finance/) - [Information Technology](https://ncbagroup.com/blog/department/information-technology/) - [Institutional Banking](https://ncbagroup.com/blog/department/institutional-banking/) - [Internal Audit](https://ncbagroup.com/blog/department/internal-audit/) - [Legal Services](https://ncbagroup.com/blog/department/legal-services/) - [Operations](https://ncbagroup.com/blog/department/operations/) - [Regional Business](https://ncbagroup.com/blog/department/regional-business/) - [Retail Analytics](https://ncbagroup.com/blog/department/retail-analytics/) - [Retail Banking](https://ncbagroup.com/blog/department/retail-banking/) - [Retail Digital Solutions](https://ncbagroup.com/blog/department/retail-digital-solutions/) - [Technology - Engineering](https://ncbagroup.com/blog/department/technology-engineering/) - [Technology & Operations](https://ncbagroup.com/blog/department/technology-operations/) - [Workplace Banking](https://ncbagroup.com/blog/department/workplace-banking/) ## Financial Years - [2019](https://ncbagroup.com/blog/financial-year/2019/) - [2020](https://ncbagroup.com/blog/financial-year/2020/) - [2021](https://ncbagroup.com/blog/financial-year/2021/) - [2022](https://ncbagroup.com/blog/financial-year/2022/) - [2023](https://ncbagroup.com/blog/financial-year/2023/) - [2024](https://ncbagroup.com/blog/financial-year/2024/) - [2025](https://ncbagroup.com/blog/financial-year/2025/) - [2026](https://ncbagroup.com/blog/financial-year/2026/) ## Journey Years - [2019](https://ncbagroup.com/blog/journey-year/2019/) ## Quarters - [Q1](https://ncbagroup.com/blog/quarter/q1/) - [Q2](https://ncbagroup.com/blog/quarter/q2/) - [Q3](https://ncbagroup.com/blog/quarter/q3/) - [Q4](https://ncbagroup.com/blog/quarter/q4/) ## Subjects - [Community](https://ncbagroup.com/blog/subject/community/) - [Innovation](https://ncbagroup.com/blog/subject/innovation/) - [Insights](https://ncbagroup.com/blog/subject/insights/) - [Leadership](https://ncbagroup.com/blog/subject/leadership/) - [Partnerships](https://ncbagroup.com/blog/subject/partnerships/) - [Sports](https://ncbagroup.com/blog/subject/sports/) - [Strategy](https://ncbagroup.com/blog/subject/strategy/) - [Sustainability](https://ncbagroup.com/blog/subject/sustainability/)